1955 E 2050 N, Layton, UT 84040 Property Records

Davis County property record for 1955 E 2050 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,662 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-057-0050`

Property Details

APN / Parcel Number

Primary APN	`09-057-0050`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Corner
Garage Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1955 E 2050 N
City	LAYTON
State	UT
Zip	84040-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 PRU
Legal Description	ALL OF LOT 50, HEATHERGLEN SUB NO 1. CONT. 0.25 ACRES
Legal Subdivision	HEATHERGLEN SUBDIVISION NO 1
Legal Lot Number	50
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3020
Census Tract	125804

Owner

1955 E 2050 N is owned and occupied by an individual.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1955 E 2050 N, LAYTON, UT 84040-6708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Jun 24, 2026
Property Address	1955 E 2050 N, LAYTON, UT 84040-6708
Document Number	0003673372
Book / Page	9023 / 1034
Instrument Date	Jun 16, 2026
Instrument	20263673372
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 E 2050 N, LAYTON, UT 84040-6708

Mortgage

Document Number	0003673372,
Date	Jun 24, 2026
Book Page	9023/1034
Instrument	20263673372

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1955 E 2050 N, LAYTON, UT 84040-6708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003122589
Date	Oct 12, 2018
Book Page	7119/1108
Instrument	3122589

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1955 E 2050 N, LAYTON, UT 84040-6708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BACKMAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003312579
Date	Nov 6, 2020
Book Page	7633/665
Instrument	3312579

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1955 E 2050 N, LAYTON, UT 84040-6708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003323435
Date	Dec 7, 2020
Book Page	7651/2794
Instrument	3323435

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1955 E 2050 N was $3,159, up 4.7% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,450 (+3.71%) Land $136,915 Building $170,535	$559,000 (+3.71%) Land $248,936 Building $310,064
2025	$3,159.00 (+4.71%)	$296,450 Land $122,741 Building $173,709	$539,000 Land $223,166 Building $315,834
2024	$3,017.00 (-0.79%)
2023	$3,041.00 (-3.37%)	$513,000 Land $193,249 Building $319,751	$513,000 Land $193,249 Building $319,751
2022	$3,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1955 E 2050 N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1955 E 2050 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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