Montgomery County property record for 1955 Cottingham Dr, Montgomery, AL 36106
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,849 sqft · built 1970 |
| Lot Size | 0.316 acres (13,745 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $798 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-26-2-003-004.000 |
| Primary APN | 10-07-26-2-003-004.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,849 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,745 sqft (0.316 acres) |
| Lot Dimensions | 161 ft deep x 85 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 603 sqft |
| Patio Area | 435 sqft |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 251688 |
|---|---|
| Street Address | 1955 COTTINGHAM DR |
| City | MONTGOMERY |
| State | AL |
| Zip | 36106-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-85 |
| Legal Description | 1007262003004000 |
| Legal Range | 18E |
| Legal Township | 16N |
| Legal Section | 26 |
| Legal Subdivision | GREEN ACRES 3 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3303 |
1955 Cottingham Dr is owned and occupied by an individual.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1955 COTTINGHAM DR, MONTGOMERY, AL 36106-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 5, 2020 | Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 1955 COTTINGHAM DR, MONTGOMERY, AL 36106-3502 |
| Document Number | 0054040893 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1955 COTTINGHAM DR MONTGOMERY AL 361063502, MONTGOMERY, AL 36106-3502 |
| Document Number | 0054040893 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 005404/000893 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 1955 COTTINGHAM DR, MONTGOMERY, AL 36106-3502 |
| Document Number | 0054040905 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1955 COTTINGHAM DR MONTGOMERY AL 361063502, MONTGOMERY, AL 36106-3502 |
| Document Number | 0054040905 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 005404/000905 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate | 3.62% |
|---|
The 2026 property tax bill for 1955 Cottingham Dr was $798 with a homeowner's exemption, up 3% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798.00 (+2.97%) | ||
| 2025 | $775.00 Homeowner's exemption | $16,610 Land $1,500 Building $15,110 | $166,100 Land $15,000 Building $151,100 |
| 2023 | $719.00 Homeowner's exemption | $15,480 Land $1,500 Building $13,980 | $154,800 Land $15,000 Building $139,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1955 Cottingham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1955 Cottingham Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 10,000 / 10,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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