1955 Colonial St, Aurora, IL 60503 Property Records

Will County property record for 1955 Colonial St, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,827 sqft · built 2002
Lot Size	0.28 acres (12,406 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2022)
Tax Bill	$9,346 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-06-202-054`

Property Details

APN / Parcel Number

Primary APN	`07-01-06-202-054`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,827 sqft Total Area
1st Floor Area	1,022 sqft
2nd Floor Area	805 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	12,406 sqft (0.28 acres)
Garage Area	420 sqft

Location & Zoning

Street Address	1955 COLONIAL ST
City	AURORA
State	IL
Zip	60503-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 IN BARRINGTON RIDGE UNIT 2, A SUB OF PRT OF THE NE1/4 OF SEC 6 , T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	06
Legal Subdivision	BARRINGTON RIDGE
Legal Block	2
Legal Lot Number	75
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1009
Census Tract	880324

Owner

1955 Colonial St is owned and occupied by two individuals who bought it in November 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1955 COLONIAL ST, AURORA, IL 60503-4768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Jul 27, 2015 · Amount on File
Deed Document Number	202282180
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 17, 2022
Property Address	1955 COLONIAL ST, AURORA, IL 60503-4768
Document Number	0000082180
Map Reference	DOC R2001-106981
Instrument Date	Oct 28, 2022
Instrument	R2022082180
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2170 HASSELL RD APT 102, 102, HOFFMAN ESTATES, IL 60169-2204

Mortgage

Document Number	0000082181
Date	Nov 17, 2022
Instrument	R2022082181

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1955 COLONIAL ST, AURORA, IL 60503-4768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074751
Date	Sep 4, 2020
Instrument	R2020074751

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1955 COLONIAL ST, AURORA, IL 60503-4768
Document Number	0000052871
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 COLONIAL ST AURORA IL 605034768, AURORA, IL 60503-4768

Mortgage

Document Number	0000052871
Date	Aug 12, 2019
Instrument	52871

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1955 Colonial St was $9,346.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,346.00	$120,010 (+9.95%) Land $25,573 Building $94,437	$360,030 (+9.95%) Land $76,719 Building $283,311
2024		$109,150 Land $23,259 Building $85,891	$327,450 Land $69,777 Building $257,673
2022	Homeowner's exemption	$95,039 Land $19,437 Building $75,602	$285,117 Land $58,311 Building $226,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1955 Colonial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1955 Colonial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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