1955 Charnelton St, Eugene, OR 97405 Property Records

Lane County property record for 1955 Charnelton St, Eugene, OR 97405 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,620 sqft · built 1965
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Individual Names on File
Last Sale	$322,000 (Feb 2014)
Tax Bill	$7,947 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03-06-12-08900-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-06-12-08900-000`
Alternative APNs	`1803061208900` `0612703`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,620 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,300 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Garage Type	Open
Garage Area	468 sqft
Driveway	Driveway
Driveway Area	468 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	0612703
Street Address	1955 CHARNELTON ST
City	EUGENE
State	OR
Zip	97405-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TL 08900
Legal Range	03
Legal Township	18
Legal Section	06
Legal Subdivision	REPLAT OF BLOCK ONE COLLEGE HILL PARK
Legal Lot Number	8900
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2017
Census Tract	4700

Owner

Source: Lane County records · APN 18-03-06-12-08900-000

Assessment roll updated November 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1955 CHARNELTON ST, EUGENE, OR 97405-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2014 · Amount on Record
Deed Sale	Feb 28, 2014 · Amount on Record
Deed Document Number	20147057
Prior Transfer Date	Oct 08, 2002
Prior Transfer Doc	0000080599
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Jun 01, 2026
Property Address	1955 CHARNELTON ST, EUGENE, OR 97405-2817
Document Number	0000017524
Instrument Date	May 26, 2026
Instrument	202617524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1955 CHARNELTON ST, EUGENE, OR 97405-2817

Mortgage

Document Number	0000017524,
Date	Jun 01, 2026
Instrument	202617524

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,947.00 (+3.91%)	$407,916 (+6.09%)	$751,415 (+9.66%) Land $194,822 Building $556,593
2023	$7,648.00 (+4.03%)	$384,500 (+3%)	$685,197 (+6.37%) Land $150,587 Building $534,610
2022	$7,352.00	$373,301	$644,154 Land $152,875 Building $491,279

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390047002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.