1955 Bluestem Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 1955 Bluestem Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	1 ba · 192 sqft · built 2014
Lot Size	0.137 acres (5,981 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,801 (2024)
Deeds & Mortgages	Aug 2023 Sale Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-25-105-338`

Property Details

APN / Parcel Number

Primary APN	`01-16-25-105-338`

Interior

Full Baths	1 Bath
Building Area	192 sqft Living Area
1st Floor Area	192 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	5,981 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1955 BLUESTEM DR
City	PETOSKEY
State	MI
Zip	49770-7900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC PUD-RO
Legal Description	HEARTHSIDE GROVE CONDO, PLAN #348, UNIT 238, SECTION 25 & 26, T35N, R5W
Legal Range	05W
Legal Township	35N
Legal Section	25
Legal Subdivision	HEARTHSIDE GROVE CONDO
Legal Unit	238
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2011
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2217 LYNMORE DR, SHERRILLS FORD, NC 28673-9138
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer TALON TITLE AGENCY
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Aug 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK & TRUST CO
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Oct 11, 2021	Warranty Deed, Transfer
Aug 21, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023
Deed Sale	Aug 24, 2023
Prior Sale	Dec 21, 2012
Deed Document Number	20235207299
Deed Book / Page	1254 / 308
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 24, 2023
Property Address	1955 BLUESTEM DR, PETOSKEY, MI 49770-7900
Document Number	001254/308
Book / Page	1254 / 308
Instrument Date	Aug 15, 2023
Instrument	5207299
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	TALON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2217 LYNMORE DR, SHERRILLS FORD, NC 28673-9138

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1955 BLUESTEM DR, PETOSKEY, MI 49770-7900
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 INDIAN HILL RD, CINCINNATI, OH 45243-4025

Mortgage

Document Number	0000001237/0000000843
Date	Oct 11, 2021
Book Page	0000001237/0000000843
Instrument	5190804

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1955 BLUESTEM DR, PETOSKEY, MI 49770-7900
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001214/459
Date	Aug 21, 2019
Book Page	1214/459
Instrument	5167378

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1955 BLUESTEM DR, PETOSKEY, MI 49770-7900
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 INDIAN HILL RD, CINCINNATI, OH 45243-4025

Mortgage

Document Number	0000001248/0000000667
Date	Nov 21, 2022
Book Page	0000001248/0000000667
Instrument	5201636

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 11, 2021
Property Address	1955 BLUESTEM DR, PETOSKEY, MI 49770-7900
Document Number	1237/842
Book / Page	1237 / 842
Instrument Date	Oct 1, 2021
Instrument	5190803
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 INDIAN HILL RD, CINCINNATI, OH 45243-4025

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 21, 2019
Property Address	1955 BLUESTEM DR, PETOSKEY, MI 49770-7900
Document Number	1214/458
Book / Page	1214 / 458
Instrument Date	Aug 9, 2019
Instrument	5167377
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15448 NORWICK DR, OMAHA, NE 68116-4576

Mortgage

Document Number	1214/459
Date	Aug 21, 2019
Book Page	1214/459
Instrument	5167378

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,400 (+67.26%) Land $301,400	$602,800 (+67.26%) Land $602,800
2024	$8,801.00
2023		$180,200 Land $180,200	$360,400 Land $360,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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