Jackson County property record for 1955 Bethlehem Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 1975 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Sep 2023) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-4N-11-0000-0090-0040 |
| Primary APN | 33-4N-11-0000-0090-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 3,128 sqft |
| 1st Floor Area | 1,792 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 129,373 sqft (2.97 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Florida Room |
| Lean-To | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Cistern |
| Street Address | 1955 BETHLEHEM RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 130 P 766,784 BEGIN AT NEC RUN S 1306.6 FT TO C/L ROAD, W ALONG C/L 1439.36 FT, S 57* E 643.32 FT, S 26* W 17.4 FT TO BEGIN, RUN S 26* W 551 FT, S 59* E 237 FT, N 26* E 551 FT TO ROAD, N 59* W 237 FT TO POB OR 225 P 878...LESS RTWY PER OR 589 P 38 |
| Legal Range | 11W |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Block | 40 |
| Legal Lot Number | 90 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | ALFORD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 211100 |
Source: Jackson County records, as of April 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1955 BETHLEHEM RD, COTTONDALE, FL 32431-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Sep 22, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on Record |
| Deed Sale | Sep 22, 2023 · Amount on Record |
| Deed Document Number | 20239661 |
| Deed Book / Page | 1806 / 380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 1955 BETHLEHEM RD, COTTONDALE, FL 32431-7705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1955 BETHLEHEM RD, COTTONDALE, FL 32431-7705 |
| Document Number | 0019140574 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 1914/574 |
| Instrument | 202632002989 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Sep 22, 2023 |
| Property Address | 1955 BETHLEHEM RD, COTTONDALE, FL 32431-7705 |
| Document Number | 0018060380 |
| Book / Page | 1806 / 380 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 202332009661 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | MARIANNA TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2946 MARIDALE RD, MARIANNA, FL 32448-3634 |
| Name | Verified Name |
|---|---|
| Address | 1955 BETHLEHEM RD, COTTONDALE, FL 32431-7705 |
| Document Number | 0001806382 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 1806/382 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,568.00 (-1.87%) | $233,020 (-1.16%) Land $17,820 Building $215,200 | $233,020 (-1.16%) Land $17,820 Building $215,200 |
| 2024 | $2,617.00 (+383.73%) Homeowner's exemption | $235,750 (+172.96%) Land $17,820 Building $217,930 | $235,750 (+69.01%) Land $17,820 Building $217,930 |
| 2023 | $541.00 (+1.12%) Homeowner's exemption Widower's exemption | $86,367 (+3%) | $139,485 (+20.61%) Land $17,820 Building $121,665 |
| 2022 | $535.00 Homeowner's exemption Widower's exemption | $83,851 | $115,646 Land $16,335 Building $99,311 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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