19544 Lost Creek Dr, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19544 Lost Creek Dr, Estero, FL 33967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,326 sqft · built 1989
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Trust Names on File
Last Sale	$525,000 (Aug 2023)
Tax Bill	$4,541 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`21-46-25-E4-02000.0110`

Property Details

APN / Parcel Number

Primary APN	`21-46-25-E4-02000.0110`
Alternative APNs	`252146E4020000110` `10271369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,326 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,548 sqft
Upper Floors Area	617 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	288 sqft
Patio Area	96 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10271369
Street Address	19544 LOST CREEK DR
City	ESTERO
State	FL
Zip	33967-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST CREEK VILLAGE AT THE VINTAGE PB 38 PG 20 LOT 11
Legal Range	25E
Legal Township	46S
Legal Section	21
Legal Subdivision	LOST CREEK VILLAGE
Legal Tract	E4
Legal Block	2
Legal Lot Number	11
Legal Unit	C
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2003
Census Tract	50207

Owner

19544 Lost Creek Dr is held in a trust since August 2023.

Source: Lee County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	107 DORSET DR, CHAGRIN FALLS, OH 44022-4265
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 1, 2023	Warranty Deed, Transfer CORNELL TITLE AND ESCROW LLC, COTTRELL TITLE & ESCROW LLC
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Deed Document Number	2023259846
Prior Transfer Date	May 5, 1994
Prior Transfer Doc	2501000896
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jan 14, 2026
Property Address	19544 LOST CREEK DR, ESTERO, FL 33967-5537
Document Number	0000010538
Map Reference	MB 38 PG 20
Instrument Date	Jan 9, 2026
Instrument	2026000010538
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 DORSET DR, CHAGRIN FALLS, OH 44022-4265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	107 DORSET DR, CHAGRIN FALLS, OH 44022-4265

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 1, 2023
Property Address	19544 LOST CREEK DR, ESTERO, FL 33967-5537
Document Number	0000259846
Map Reference	MB 38 PG 20
Instrument Date	Jul 7, 2023
Instrument	2023000259846
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	CORNELL TITLE AND ESCROW LLC, COTTRELL TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 BOWDOIN ST, DANVERS, MA 01923-2304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DORSET DR, CHAGRIN FALLS, OH 44022-4265

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19544 LOST CREEK DR, ESTERO, FL 33967-5537
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9544 LOST CREEK DR, FORT MYERS, FL 33967

Mortgage

Document Number	0000331327
Date	Nov 2, 2022
Instrument	2022000331327

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 7, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 1, 2021
Property Address	19544 LOST CREEK DR, ESTERO, FL 33967-5537
Document Number	0000103003
Map Reference	MB 38 PG 20
Instrument Date	Mar 26, 2021
Instrument	2021000103003
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	PALM TITLE ASSOCIATES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 N BRACKEN FERN LN, 285, SOUTHERN PINES, NC 28387-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19544 LOST CREEK DR, ESTERO, FL 33967-5537

Mortgage

Document Number	0000103004
Date	Apr 1, 2021
Instrument	2021000103004

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 19544 Lost Creek Dr was $4,541.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,161 (-8.31%) Land $71,060 Building $175,101	$246,161 (-37.3%) Land $71,060 Building $175,101
2025	$4,541.00	$268,464	$392,609 Land $64,229 Building $328,380
2023	$2,672.00 (-3.5%) Homeowner's exemption	$213,905 (+3%)	$268,417 (+22.83%) Land $79,194 Building $189,223
2022	$2,769.00 Homeowner's exemption	$207,675	$218,536 Land $54,612 Building $163,924

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19544 Lost Creek Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	2 (2017–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19544 Lost Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Hotwire Communications, Verizon.

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