19540 Dover Dr, Hilmar, CA 95324 Property Records

Merced County property record for 19540 Dover Dr, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,774 sqft · built 1993
Lot Size	0.149 acres (6,476 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Apr 2026)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-241-005-000`

Property Details

APN / Parcel Number

Primary APN	`015-241-005-000`
Alternative APN	`015-241-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
Gross Area	1,629 sqft
1st Floor Area	929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Tile
Lot Area	6,476 sqft (0.149 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	015-241-005
Street Address	19540 DOVER DR
City	HILMAR
State	CA
Zip	95324-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15000
Legal Description	CAMDEN PL 1 LOT 31
Legal Subdivision	CAMDEN PLACE 01
Legal Lot Number	31
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2007
Census Tract	403

Owner

Source: Merced County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19540 DOVER DR, HILMAR, CA 95324-9035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 30, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 2, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Deed Document Number	202611090
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	19540 DOVER DR, HILMAR, CA 95324-9035
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19540 DOVER DR, HILMAR, CA 95324-9035

Mortgage

Document Number	0000034864
Date	Dec 8, 2025
Instrument	2025034864

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 30, 2026
Property Address	19540 DOVER DR, HILMAR, CA 95324-9035
Document Number	0000011090
Instrument Date	Apr 22, 2026
Instrument	202611090
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,438.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19540 DOVER DR, HILMAR, CA 95324-9035

Mortgage

Document Number	0000011091,
Date	Apr 30, 2026
Instrument	202611091

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	19540 DOVER DR, HILMAR, CA 95324-9035
Document Number	0000025069
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19540 DOVER DR HILMAR CA 953249035, HILMAR, CA 95324-9035

Mortgage

Document Number	0000025069
Date	Jul 27, 2020
Instrument	25069

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	19540 DOVER DR, HILMAR, CA 95324-9035
Document Number	0000033134
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	AMROCK TITLE COMPANY, AMROCK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19540 DOVER DR HILMAR CA 953249035, HILMAR, CA 95324-9035

Mortgage

Document Number	0000033134
Date	Oct 11, 2019
Instrument	33134

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,933.00 (+1.7%) Homeowner's exemption	$273,329 (+4.04%) Land $65,863 Building $207,466
2024	$2,884.00 (+2.89%)
2023	$2,803.00 (+1.37%) Homeowner's exemption	$262,717 Land $63,306 Building $199,411
2022	$2,765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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