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19540 78th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 19540 78th Ter, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details1 ba · 924 sqft · built 1980
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Sep 2021)
Tax Bill$3,438 (2024)
Deeds & MortgagesSep 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN18-02S-12E-09975-002003

Property Details

APN / Parcel Number

Primary APN18-02S-12E-09975-002003
Alternative APN
  • 09975002003

Interior

Full Baths1 Bath
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area1,848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2013
Exterior MaterialMetal
Lot Area871,200 sqft (20 acres)
Patio Area616 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Account Number09975002003
Street Address19540 78TH TER
CityLIVE OAK
StateFL
Zip32060-7723
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 20.00 ACRES S1/2 OF SW1/4 OF SE1/4 ORB 2297 P 16-17 WD YR 2022
Legal Range12E
Legal Township02S
Legal Section18
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1047
Census Tract970304

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6961 SW 1ST ST, MARGATE, FL 33068-1644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2021 · Amount on File
Deed SaleSep 9, 2021 · Amount on File
Deed Document Number2021243004
Deed Book / Page2297 / 16
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateSep 9, 2021
Property Address19540 78TH TER, LIVE OAK, FL 32060-7723
Document Number0000243004
Book / Page2297 / 16
Instrument DateSep 7, 2021
Instrument2021243004
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyNOT AVAILABLE, DREAMS ABSTRACT & TTL SVCS L

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8098 199TH RD, 8098, LIVE OAK, FL 32060-7747

Transferred To (Grantee/Buyer)

NameVerified Name
Address6961 SW 1ST ST, MARGATE, FL 33068-1644

Mortgage

Document Number0000000018
DateSep 9, 2021
Instrument2297/18
Lender
NameLAFAYETTE STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$220,318 (+11.93%) Land $116,000 Building $104,318$220,318 (+11.93%) Land $116,000 Building $104,318
2024$3,438.00 (+5.4%)
2023$3,262.00 (+15.43%)$196,839 (+38.98%) Land $110,000 Building $86,839$196,839 (+38.98%) Land $110,000 Building $86,839
2022$2,826.00$141,632$141,632 Land $69,000 Building $72,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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