Davidson County property record for 1954 Thomas Rd, Lexington, NC 27295
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,555 sqft · built 1932 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,000 (Sep 2017) |
| Tax Bill | $743 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-303-0-000-0029 |
| Primary APN | 11-303-0-000-0029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,555 sqft Total Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 179 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 127 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Storage Building | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9231539 |
|---|---|
| Street Address | 1954 THOMAS RD |
| City | LEXINGTON |
| State | NC |
| Zip | 27295-5651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA3 |
| Legal Description | L29 BK2287-181 THOMAS RD |
| Legal Subdivision | PLAT OF R GLENN THOMAS ESTATE |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 60203 |
Source: Davidson County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1954 THOMAS RD, LEXINGTON, NC 27295-5651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Sep 29, 2017 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on Record |
| Deed Sale | Sep 29, 2017 · Amount on Record |
| Prior Sale | May 1, 1994 |
| Deed Document Number | 201721094 |
| Deed Book / Page | 2287 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 1954 THOMAS RD, LEXINGTON, NC 27295-5651 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1954 THOMAS RD, LEXINGTON, NC 27295-5651 |
| Document Number | 0027192132 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 2719/2132 |
| Instrument | 2025016984 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | 6355 OLD US HIGHWAY 52, LEXINGTON, NC 27295 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 4, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Sep 29, 2017 |
| Property Address | 1954 THOMAS RD, LEXINGTON, NC 27295-5651 |
| Document Number | 0022870181 |
| Book / Page | 2287 / 0181 |
| Map Reference | MB 24 PG 16 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 2017000021094 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1954 THOMAS RD, LEXINGTON, NC 27295-5651 |
| Document Number | 2017000021095 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017000021095 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,180 (-) | $116,180 (-) Land $30,860 Building $85,320 | |
| 2025 | $743.00 (-1.59%) | $116,180 (-) | $116,180 (-) Land $30,860 Building $85,320 |
| 2023 | $755.00 | $116,180 | $116,180 Land $30,860 Building $85,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
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