1954 Spruce Ave, Des Plaines, IL 60018 Property Records

Cook County property record for 1954 Spruce Ave, Des Plaines, IL 60018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,275 sqft · built 1957
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Tax Bill$7,563 (2023)
Deeds & MortgagesJun 2020 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-29-225-064

Property Details

APN / Parcel Number

Primary APN09-29-225-064
Alternative APN
  • 09-29-225-064-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,275 sqft Living Area
1st Floor Area1,275 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1954 SPRUCE AVE
CityDES PLAINES
StateIL
Zip60018-2946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range12E
Legal Township41N
Legal Section29
Legal SubdivisionBAKERS ADD/RIVERSIDE
Legal Block4
Legal Lot Number40-42
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group1
Census Block1027
Census Tract806501

Owner

1954 Spruce Ave is owned and occupied by an individual who acquired it in December 2003.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1954 SPRUCE AVE, DES PLAINES, IL 60018-2946
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Line of Credit
MARQUETTE BK
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2003
Deed SaleDec 31, 2003
Deed Document Number200333296
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1954 SPRUCE AVE, DES PLAINES, IL 60018-2946
Document Number2023820163
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1954 SPRUCE AVE DES PLAINES IL 600182946, DES PLAINES, IL 60018-2946

Mortgage

Document Number2023820163
DateAug 25, 2020
Instrument23820163
Lender
NameMARQUETTE BK
TypeBank
AddressORLAND PARK, IL 60467
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 24, 2030
Interest
Rate TypeAdjustable Rate
Rate3.25%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1954 SPRUCE AVE, DES PLAINES, IL 60018-2946
Document Number2010520135
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1954 SPRUCE AVE DES PLAINES IL 600182946, DES PLAINES, IL 60018-2946

Mortgage

Document Number2010520135
DateApr 14, 2020
Instrument10520135
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 13, 2035

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,000 Land $6,500 Building $30,500$370,000 Land $65,000 Building $305,000
2023$7,563.00 (+2.86%)
2022$7,353.00 Homeowner's exemption$32,000 Land $5,525 Building $26,475$320,000 Land $55,250 Building $264,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1954 Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1954 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Spruce Ave

Nearby Streets

Search Property Records by Address or Parcel Number