1954 Phillips Ave, Holt, MI 48842 Property Records

Ingham County property record for 1954 Phillips Ave, Holt, MI 48842 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1956
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2013)
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-22-227-009`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-22-227-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,788 sqft Total Area
1st Floor Area	1,746 sqft
Basement Area	1,575 sqft
Unfinished Basement	1,575 sqft
Flooring	Slate

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	155 ft deep x 99 ft wide
Garage Area	364 sqft

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	210 sqft
Patio Area	198 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1954 PHILLIPS AVE
City	HOLT
State	MI
Zip	48842-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DP 1595 1596) LOT 53 ENTIRE & N 1/2 OF LOT 54 PHILLIP'S SUBDIVISION
Legal Subdivision	PHILLIP S SUBDIVISION
Legal Lot Number	53-54
Legal Unit	53,54
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2002
Census Tract	5401

Owner

Source: Ingham County records · APN 33-25-05-22-227-009

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1954 PHILLIPS AVE, HOLT, MI 48842-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2013 · Amount on Record
Deed Sale	Aug 01, 2013 · Amount on Record
Deed Document Number	201337290
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0000033990
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Recording Date	Jul 01, 2026
Property Address	1954 PHILLIPS AVE, HOLT, MI 48842-1630
Document Number	0000018151
Instrument Date	Jun 22, 2026
Instrument	202618151
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 PHILLIPS AVE, HOLT, MI 48842-1630

Mortgage

Document Number	0000018151,
Date	Jul 01, 2026
Instrument	202618151

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	1954 PHILLIPS AVE, HOLT, MI 48842-1630
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 PHILLIPS AVE, HOLT, MI 48842-1630

Mortgage

Document Number	0000039047
Date	Sep 28, 2023
Instrument	2023-039047

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 10, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	1954 PHILLIPS AVE, HOLT, MI 48842-1630
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 PHILLIPS AVE, HOLT, MI 48842-1630

Mortgage

Document Number	0000053513
Date	Dec 20, 2021
Instrument	2021-053513

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

Interest

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	1954 PHILLIPS AVE, HOLT, MI 48842-1630
Document Number	0000026419
Instrument Date	Aug 01, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 PHILLIPS AVE HOLT MI 488421630, HOLT, MI 48842-1630

Mortgage

Document Number	0000026419
Date	Aug 07, 2019
Instrument	26419

Lender

Name	LAKE TR CU
Type	Funding / Finance Company
Address	BRIGHTON, MI 48114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 06, 2034

Tax Assessment & Valuation

Source: Ingham County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,300 (+15.97%) Land $25,000 Building $117,300	$284,600 (+15.97%) Land $50,000 Building $234,600
2025	$4,821.00 (+17.1%) Homeowner's exemption	$122,700 (+7.26%) Land $25,000 Building $97,700	$245,400 (+7.26%) Land $50,000 Building $195,400
2023		$114,400 Land $21,800 Building $92,600	$228,800 Land $43,600 Building $185,200
2022	$4,117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ingham County (26065C), updated July 2, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260650054012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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