1954 Perth Rd, Galway, NY 12074 Property Records

Saratoga County and Galway Town property record for 1954 Perth Rd, Galway, NY 12074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,496 sqft · built 2018
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Sep 2026)
Tax Bill	$4,732 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2025 Second Mortgage + 4 more
APN	`413289 199.-2-10`

Property Details

APN / Parcel Number

Primary APN	`413289 199.-2-10`
Alternative APNs	`328919900000020100000000` `5 J01529`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	1,312 sqft
Upper Floors Area	1,184 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	104,544 sqft (2.4 acres)
Lot Width	235 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5 J01529
Street Address	1954 PERTH RD
City	GALWAY
State	NY
Zip	12074-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	SARATOGA NY
Township / Civil Division	GALWAY
Census Block Group	3
Census Block	3019
Census Tract	61500

Owner

1954 Perth Rd is owned by two individuals who bought it in September 2026.

Source: Saratoga County and Galway Town records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 CLINTON ST, 2, SARATOGA SPRINGS, NY 12866-7103
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Dec 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHEMUNG CANAL TRUST CO
Jul 31, 2018	Deed of Trust, Mortgage ADIRONDACK BANK
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Oct 19, 2020	Warranty Deed, Transfer
Oct 23, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	202627372
Prior Transfer Date	Oct 5, 2020
Prior Transfer Doc	0000028507
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Sep 22, 2026
Property Address	1954 PERTH RD, GALWAY, NY 12074-2418
Document Number	0000027372
Instrument Date	Aug 26, 2026
Instrument	202627372
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	WEST TITLE AGENCY, WEST TITLE INSURANCE AGENCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000027373,
Date	Sep 22, 2026
Instrument	202627373

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1954 PERTH RD, GALWAY, NY 12074-2418
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031631
Date	Dec 2, 2025
Instrument	2025031631

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2040

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1954 PERTH RD, GALWAY, NY 12074
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022647
Date	Jul 31, 2018
Instrument	2018022647

Lender

Name	ADIRONDACK BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	234 Months
Due	Jan 1, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1954 PERTH RD, GALWAY, NY 12074
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029978
Date	Aug 24, 2021
Instrument	2021029978

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Oct 19, 2020
Property Address	1954 PERTH RD, GALWAY, NY 12074
Document Number	0000028507
Instrument Date	Oct 5, 2020
Instrument	2020028507
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 PERTH RD, GALWAY, NY 12074
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SARATOGA NY
Recording Date	Oct 23, 2017
Property Address	1954 PERTH RD, GALWAY, NY 12074
Document Number	0000033519
Instrument Date	Oct 18, 2017
Instrument	33519
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 ACADEMY ST WEST WINFIELD NY 13491, WEST WINFIELD, NY 13491
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1954 Perth Rd was $4,732.

Source: Saratoga County and Galway Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Galway Town
Unified School District	Galway Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,732.00	$282,200 Land $26,700 Building $255,500	$389,241 Land $36,828 Building $352,413
2023		$282,200 Land $26,700 Building $255,500	$352,750 Land $33,375 Building $319,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1954 Perth Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1954 Perth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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