Carroll County property record for 1954 Gablehammer Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,704 sqft · built 1920 |
| Lot Size | 7.72 acres (336,283 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Sep 1991) |
| Tax Bill | $3,568 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-005470 |
| Primary APN | 06-005470 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,704 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Other |
| Roof Material | Metal |
| Lot Area | 336,283 sqft (7.72 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 551 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 005470 |
|---|---|
| Street Address | 1954 GABLEHAMMER RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 7.729 ACS 1954 GABLEHAMMER ROAD N OF MEXICO |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 6, MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 506102 |
1954 Gablehammer Rd is owned and occupied by two individuals who bought it in September 1991.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1954 GABLEHAMMER RD, WESTMINSTER, MD 21157-3912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 1991 · Amount on File |
| Deed Sale | Sep 6, 1991 · Amount on File |
| Deed Book / Page | 1294 / 722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1954 GABLEHAMMER RD, WESTMINSTER, MD 21157-3912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093950264 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 9395/0264 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1954 Gablehammer Rd was $3,568 with a homeowner's exemption, up 4.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,568.00 (+4.21%) Homeowner's exemption | $321,067 | $346,600 Land $193,600 Building $153,000 |
| 2025 | $3,424.00 Homeowner's exemption | ||
| 2023 | $3,162.00 Homeowner's exemption | $279,900 | $308,300 Land $173,600 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1954 Gablehammer Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1954 Gablehammer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Quantum Internet & Telephone.
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