Hamilton County property record for 1954 Fallbrook Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,166 sqft · built 1969 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Aug 2024) |
| Tax Bill | $5,553 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2019 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0413-0045-00 |
| Primary APN | 590-0413-0045-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,166 sqft Living Area |
| 1st Floor Area | 2,166 sqft |
| Basement Area | 1,482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 130 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1954 FALLBROOK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FALLBROOK LN 79.06 X 130.32 IR LOT 564 KEMPERMILL VILLAGE SUB BLK B PT 8 |
| Legal Subdivision | KEMPERMILL VILLAGE SUB |
| Legal Block | B |
| Legal Lot Number | 564 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21508 |
Source: Hamilton County records · APN 590-0413-0045-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1954 FALLBROOK LN, CINCINNATI, OH 45240-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Mar 13, 2019 | Deed of Trust, Mortgage · Reverse Mortgage POLARIS HOME FUNDING CORP |
| Aug 29, 2022 | Fiduciary Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Dec 17, 2018 | Warranty Deed, Transfer · Reverse Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2024 · Amount on Record |
| Deed Sale | Aug 07, 2024 · Amount on Record |
| Prior Sale | Aug 29, 2022 · Amount on Record |
| Deed Document Number | 0000054793 |
| Deed Book / Page | 15224 / 1517 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1954 FALLBROOK LN, CINCINNATI, OH 45240-1016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000098019 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 14774/1795 |
| Instrument | 2022-0098019 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1954 FALLBROOK LN, CINCINNATI, OH 45240-1016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018651 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 13873/00731 |
| Instrument | 2019-0018651 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | GRANDVILLE, MI 49418 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 942 Months |
| Due | Sep 07, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jan 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 29, 2022 |
| Property Address | 1954 FALLBROOK LN, CINCINNATI, OH 45240-1016 |
| Document Number | 0000082893 |
| Book / Page | 14740 / 964 |
| Map Reference | MB 139 PG 15&16 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022-0082893 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000082894 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022-0082894 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 17, 2018 |
| Property Address | 1954 FALLBROOK LN, CINCINNATI, OH 45240-1016 |
| Document Number | 0000110079 |
| Book / Page | 13816 / 00889 |
| Map Reference | MB 139 PG 15&16 |
| Instrument Date | Dec 07, 2018 |
| Instrument | 2018-0110079 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1954 FALLBROOK LN, CINCINNATI, OH 45240-1016 |
| Document Number | 0000110082 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 2018-0110082 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jan 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Northwest Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,553.00 (+2.4%) | $89,250 (-) Land $15,449 Building $73,801 | |
| 2024 | $5,423.00 (+5.32%) | $89,250 (-) Land $15,449 Building $73,801 | |
| 2023 | $5,149.00 (+53.93%) | $89,250 (+61.39%) Land $15,449 Building $73,801 | $255,000 (+61.39%) Land $44,140 Building $210,860 |
| 2022 | $3,345.00 Homeowner's exemption | $55,301 Land $13,381 Building $41,920 | |
| 2020 | $158,000 Land $38,230 Building $119,770 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 345 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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