1954 E Bay Pointe Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1954 E Bay Pointe Dr, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Lot Size	0.016 acres (697 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Nov 2017)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-02992-33`

Property Details

APN / Parcel Number

Primary APN	`004-02992-33`
Alternative APN	`53-00-40-299-233.000-006`

Interior

Plumbing Fixtures	10 Plumbing Fixtures

Exterior

Architectural Style	Condo/Apartment
Lot Area	697 sqft (0.016 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	004-02992-33
Street Address	1954 E BAY POINTE DR
City	BLOOMINGTON
State	IN
Zip	47401-8137
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	BAY POINTE S2 B3 UNIT B-27
Legal Subdivision	BAY POINTE HORIZONTAL PROPERTY REGIME
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1954 E BAY POINTE DR, BLOOMINGTON, IN 47401-8137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Nov 21, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	201716369
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1954 E BAY POINTE DR, BLOOMINGTON, IN 47401-8137
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 E BAY POINTE DR, BLOOMINGTON, IN 47401-8136

Mortgage

Document Number	2024003876
Date	Apr 18, 2024
Instrument	2024003876

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	PO BOX 368, BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1954 E BAY POINTE DR, BLOOMINGTON, IN 47401-8137
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019012319
Date	Aug 27, 2019
Instrument	2019012319

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 21, 2017
Property Address	1954 E BAY POINTE DR, BLOOMINGTON, IN 47401-8137
Document Number	2017016369
Map Reference	MB 171 PG 59
Instrument Date	Nov 17, 2017
Instrument	2017016369
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 E BAY POINTE DR, BLOOMINGTON, IN 47401-8136

Mortgage

Document Number	2017016370
Date	Nov 21, 2017
Instrument	2017016370

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 (-3.91%)	$211,100 (+7.98%) Building $211,100	$211,100 (+7.98%) Building $211,100
2024	$1,331.00 (+35.13%)
2023		$195,500 (+26.13%) Building $195,500	$195,500 (+26.13%) Building $195,500
2022	$985.00	$155,000 Building $155,000	$155,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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