1954 Crossing Stone Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1954 Crossing Stone Ct, Frederick, MD 21702

Property Summary

Property TypeTownhouse
Details3 ba · 2,278 sqft · built 2002
Lot Size0.075 acres (3,255 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Jun 2025)
Tax Bill$5,521 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-241455

Property Details

APN / Parcel Number

Primary APN02-241455
Alternative APNs
  • 2241455
  • 241455

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,278 sqft Living Area
Gross Area2,518 sqft
1st Floor Area778 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,255 sqft (0.075 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number241455
Street Address1954 CROSSING STONE CT
CityFREDERICK
StateMD
Zip21702-6100
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionLOT 724 PL 2 SECT 3E 3,255 SQ. FT. NORTH CROSSING
Legal SubdivisionNORTH CROSSING
Legal Lot Number724
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1954 CROSSING STONE CT, FREDERICK, MD 21702-6100
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · VA Mortgage
TOWNEBANK MORTGAGE
Jun 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2025 · Amount on Record
Deed SaleJun 20, 2025 · Amount on Record
Prior SaleJul 31, 2002 · Amount on Record
Deed Book / Page17397 / 351
Prior Transfer DateOct 15, 2010
Prior Transfer Doc0080380072
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1954 CROSSING STONE CT, FREDERICK, MD 21702-6100
Transaction TypeMortgage
Record UpdatedApr 15, 2026
Title CompanyMARYLAND TITLE WORKS UNLIMITED, MARYLAND TTL WORKS UNLIMITED

Transferred To (Grantee/Buyer)

NameVerified Name
Address1954 CROSSING STONE CT, FREDERICK, MD 21702-6100

Mortgage

Document Number0177940061
DateMar 31, 2026
Book Page17794/61
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressNORFOLK, VA 23510
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1954 CROSSING STONE CT, FREDERICK, MD 21702-6100
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1954 CROSSING STONE CT, FREDERICK, MD 21702-6100

Mortgage

Document Number0159990388
DateJun 23, 2022
Book Page15999/388
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2032

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,433 (+5.83%)$407,900 (+17.48%) Land $120,000 Building $287,900
2025$5,521.00 (+4.82%)$347,200 (+21.57%) Land $95,000 Building $252,200$347,200 (-) Land $95,000 Building $252,200
2024$5,267.00 (+7.25%)
2023$4,911.00 Homeowner's exemption$285,600$347,200 Land $95,000 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

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