1954 Concord Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1954 Concord Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 1,189 sqft · built 2006
Lot Size	0.435 acres (18,950 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2025)
Tax Bill	$5,007 (2024)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-482-024`

Property Details

APN / Parcel Number

Primary APN	`14-10-482-024`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Basement Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	18,950 sqft (0.435 acres)
Garage Type	Attached
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1954 CONCORD DR
City	MCHENRY
State	IL
Zip	60050-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0002912 UNIT 26-6 MORGAN HILL CONDOS 7TH SUPPL (LT 26 MORGAN HILL PHASE 2)
Legal Subdivision	MORGAN HILL CONDOS 7TH
Legal Phase	2
Legal Lot Number	26
Legal Unit	26-6
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	4
Census Block	4032
Census Tract	870809

Owner

1954 Concord Dr is owned and occupied by an individual who acquired it in March 2026.

Source: McHenry County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1954 CONCORD DR, MCHENRY, IL 60050-8311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Reverse Mortgage FIFTH THIRD BANK
Mar 23, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2023	Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	Feb 8, 2023 · Amount on File
Deed Document Number	202510177
Last Transfer Date	Mar 21, 2026
Transfer Doc	0000007634
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 10, 2026
Property Address	1954 CONCORD DR, MCHENRY, IL 60050-8311
Document Number	0000019723
Instrument Date	Jun 22, 2026
Instrument	202619723
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 CONCORD DR, MCHENRY, IL 60050-8311

Mortgage

Document Number	0000019723,
Date	Jul 10, 2026
Instrument	202619723

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.51%
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 23, 2026
Property Address	1954 CONCORD DR, MCHENRY, IL 60050-8311
Document Number	0000007634
Map Reference	DOC 2004R0001230
Instrument Date	Mar 21, 2026
Instrument	2026R0007634
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 CONCORD DR, MCHENRY, IL 60050-8311

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 8, 2023
Property Address	1954 CONCORD DR, MCHENRY, IL 60050-8311
Document Number	0000002912
Map Reference	DOC 2004R0001230
Instrument Date	Jan 23, 2023
Instrument	2023R0002912
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1954 CONCORD DR, MCHENRY, IL 60050-8311

Mortgage

Document Number	0000002913
Date	Feb 8, 2023
Instrument	2023R0002913

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,007.00	$75,493 Land $7,233 Building $68,260	$226,479 Land $21,699 Building $204,780
2022		$59,079 Land $5,931 Building $53,148	$177,237 Land $17,793 Building $159,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1954 Concord Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1954 Concord Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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