Lake County property record for 1954 Central Dr, Gary, IN 46407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,650 sqft · built 1953 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,937 (Apr 2026) |
| Tax Bill | $444 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0539-0003 |
| Primary APN | 001-25-46-0539-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| View / Lot | Alley |
| Garage Area | 825 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1954 CENTRAL DR |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46407-1678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORRECTED PLAT OF MARSHALLTOWN ALL L.3 BL.5 |
| Legal Subdivision | CORRECTED PLAT OF MARSHALLTOWN |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 11400 |
Source: Lake County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1954 CENTRAL DR, GARY, IN 46407-1678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN HOME MORTGAGE ACCEPT |
| Apr 14, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN HOME MORTGAGE |
| Feb 21, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 13, 2023 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Feb 21, 2023 · Amount on Record |
| Deed Document Number | 2026514770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 14, 2026 |
| Property Address | 1954 CENTRAL DR, GARY, IN 46407-1678 |
| Document Number | 0000514770 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026514770 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1954 CENTRAL DR, GARY, IN 46407-1678 |
| Document Number | 0000514771, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026514771 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 14, 2026 |
| Property Address | 1954 CENTRAL DR, GARY, IN 46407-1678 |
| Document Number | 0000014770 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026514770 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1954 CENTRAL DR, GARY, IN 46407-1678 |
| Document Number | 0000514771, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026514771 |
| Name | AMERICAN HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 21, 2023 |
| Property Address | 1954 CENTRAL DR, GARY, IN 46407-1678 |
| Document Number | 0000005915 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023-005915 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4780 PIERCE ST, GARY, IN 46408-4428 |
| Name | Verified Name |
|---|---|
| Address | 6328 MADISON AVE, HAMMOND, TN |
| Document Type | Public Action |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 13, 2023 |
| Property Address | 1954 CENTRAL DR, GARY, IN 46407-1678 |
| Document Number | 0000001604 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023-001604 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4780 PIERCE ST, GARY, IN 46408-4428 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,300 (+746.07%) Land $6,000 Building $69,300 | $75,300 (+746.07%) Land $6,000 Building $69,300 | |
| 2024 | $444.00 (-96.35%) | ||
| 2023 | $8,900 (+5.95%) Land $6,000 Building $2,900 | $8,900 (+5.95%) Land $6,000 Building $2,900 | |
| 2022 | $12,160.00 (+1,491.62%) | $8,400 Land $6,000 Building $2,400 | $8,400 Land $6,000 Building $2,400 |
| 2021 | $764.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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