19538 Cairns Dr, Katy, TX 77449 Property Records

Harris County property record for 19538 Cairns Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 2002
Lot Size	0.114 acres (4,979 sqft)
Owner	Individual Name on File
Last Sale	$97,900 (Feb 2003)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-063-001-0037`

Property Details

APN / Parcel Number

Primary APN	`123-063-001-0037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,979 sqft (0.114 acres)
View / Lot	Primary
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1230630010037
Street Address	19538 CAIRNS DR
City	KATY
State	TX
Zip	77449-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 BLK 1 BEAR CREEK MEADOWS SEC 1
Legal Subdivision	BEAR CREEK MEADOWS SEC 1
Legal Block	1
Legal Lot Number	37
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3008
Census Tract	542106

Owner

19538 Cairns Dr is owned and occupied by an individual who acquired it in March 2008.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5644, KATY, TX 77491-5644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 9, 2020	Deed of Trust, Mortgage QUICKEN LNS
Mar 27, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2003 · Amount on File
Deed Sale	Feb 7, 2003 · Amount on File
Prior Sale	Feb 7, 2003
Deed Document Number	2003413827
Deed Book / Page	56282 / 147
Last Transfer Date	Mar 12, 2008
Transfer Doc	20080222132
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19538 CAIRNS DR, KATY, TX 77449-7303
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021081746
Date	Feb 15, 2021
Instrument	2021-081746

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19538 CAIRNS DR, KATY, TX 77449-7303
Document Number	0000017858
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19538 CAIRNS DR KATY TX 774497303, KATY, TX 77449-7303

Mortgage

Document Number	0000017858
Date	Jan 14, 2020
Instrument	17858

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 13, 2045

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19538 CAIRNS DR, KATY, TX 77449-7303
Document Number	0000140809
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19538 CAIRNS DR KATY TX 774497303, KATY, TX 77449-7303

Mortgage

Document Number	0000140809
Date	Apr 3, 2018
Instrument	140809

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19538 Cairns Dr was $1,026 with a homeowner's exemption.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,356 (-3.85%) Land $52,031 Building $147,325	$199,356 (-3.85%) Land $52,031 Building $147,325
2025	$1,026.00 Homeowner's exemption	$207,337 Land $52,031 Building $155,306	$207,337 Land $52,031 Building $155,306
2023		$215,640 Land $52,031 Building $163,609	$215,640 Land $52,031 Building $163,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19538 Cairns Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19538 Cairns Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 239 serves 5,583 people · EPA ID TX1012392
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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