19531 Elmtree Estates Dr, Katy, TX 77449 Property Records

Harris County property record for 19531 Elmtree Estates Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1983
Lot Size	0.162 acres (7,039 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-008-000-0040`

Property Details

APN / Parcel Number

Primary APN	`114-008-000-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,039 sqft (0.162 acres)
View / Lot	Neighborhood
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1140080000040
Street Address	19531 ELMTREE ESTATES DR
City	KATY
State	TX
Zip	77449-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40 BLK 8 HIGHLAND CREEK VILLAGE SEC 1
Legal Subdivision	HIGHLAND CREEK VILLAGE SEC 1
Legal Block	8
Legal Lot Number	40
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2004
Census Tract	542106

Owner

19531 Elmtree Estates Dr is owned and occupied by two individuals who acquired it in March 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19531 ELMTREE ESTATES DR, KATY, TX 77449-4327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 12, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 14, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017
Deed Sale	Aug 14, 2017
Deed Document Number	2017365277
Last Transfer Date	Mar 7, 2018
Transfer Doc	2018102727
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19531 ELMTREE ESTATES DR, KATY, TX 77449-4327
Document Number	0000420385
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19531 ELMTREE ESTATES DR KATY TX 774494327, KATY, TX 77449-4327

Mortgage

Document Number	0000420385
Date	Sep 13, 2018
Instrument	420385

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 12, 2018
Property Address	19531 ELMTREE ESTATES DR, KATY, TX 77449-4327
Document Number	0000102727
Instrument Date	Mar 7, 2018
Instrument	102727
Transaction Type	Transfer
Record Updated	Mar 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19531 ELMTREE ESTATES DR KATY TX 774494327, KATY, TX 77449-4327

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 14, 2017
Property Address	19531 ELMTREE ESTATES DR, KATY, TX 77449-4327
Document Number	0000365277
Instrument Date	Aug 11, 2017
Instrument	365277
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19530 ELMTREE ESTATES DR KATY TX 774494326, KATY, TX 77449-4326

Tax Assessment & Valuation

The 2025 property tax bill for 19531 Elmtree Estates Dr was $3,766 with a homeowner's exemption, up 5.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,723 (-0.52%) Land $63,420 Building $155,303	$218,723 (-0.52%) Land $63,420 Building $155,303
2025	$3,766.00 (+5.58%) Homeowner's exemption	$219,867 Land $63,420 Building $156,447	$219,867 Land $63,420 Building $156,447
2024	$3,567.00
2023		$223,664 Land $52,903 Building $170,761	$223,664 Land $52,903 Building $170,761
2022	$1,094.00
2020	$933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19531 Elmtree Estates Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19531 Elmtree Estates Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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