19530 E 5th Ter Ct N, Independence, MO 64056 Property Records

Jackson County property record for 19530 E 5th Ter Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 874 sqft · built 1977
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (May 2026)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-810-01-09`

Property Details

APN / Parcel Number

Primary APN	`16-810-01-09`
Alternative APNs	`16-810-01-09-00-0-00-000` `16810010900000001` `739352`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	874 sqft Living Area
1st Floor Area	456 sqft
Basement Area	880 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,400 sqft (0.262 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	739352
Street Address	19530 E 5TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 1641
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	1
Legal Lot Number	1641
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1000
Census Tract	11406

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19530 E 5TH TERRACE CT N, INDEPENDENCE, MO 64056-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Nov 12, 2025	Warranty Deed, Transfer · Line of Credit CHEROKEE INVESTMENT COMPANY LLC
Nov 7, 2025	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	202633811
Prior Transfer Date	Jun 1, 2000
Prior Transfer Doc	0000043475
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 7, 2026
Property Address	19530 E 5TH TERRACE CT N, INDEPENDENCE, MO 64056-2226
Document Number	0000033811
Instrument Date	May 5, 2026
Instrument	202633811
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19530 E 5TH TERRACE CT N, INDEPENDENCE, MO 64056-2226

Mortgage

Document Number	00E0034976,
Date	May 7, 2026
Instrument	2026E34976

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 12, 2026
Property Address	19530 E 5TH TERRACE CT N, INDEPENDENCE, MO 64056-2226
Document Number	0000034976
Instrument Date	May 5, 2026
Instrument	202634976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 NE LOCUST DR, BLUE SPRINGS, MO 64014-2362

Mortgage

Document Number	0000034976,
Date	May 12, 2026
Instrument	202634976

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 12, 2025
Property Address	19530 E 5TH TERRACE CT N, INDEPENDENCE, MO 64056-2226
Document Number	00E0084271
Instrument Date	Oct 21, 2025
Instrument	2025E0084271
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	SECURITY LAND TITLE INC, SECURITY LAND TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 S LEXINGTON ST, HARRISONVILLE, MO 64701-2444
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0084272
Date	Nov 12, 2025
Instrument	2025E0084272

Lender

Name	CHEROKEE INVESTMENT COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 7, 2025
Property Address	19530 E 5TH TERRACE CT N, INDEPENDENCE, MO 64056-2226
Document Number	00E0083434
Instrument Date	Oct 21, 2025
Instrument	2025E0083434
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19530 E 5TH TERRACE CT N, INDEPENDENCE, MO 64056-2226
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,118 (-) Land $4,699 Building $18,419	$121,670 (-)
2025	$1,886.00 (+10.04%)	$23,118 (+7.1%) Land $4,699 Building $18,419	$121,670 (+7.09%)
2024	$1,714.00 (+0.47%)
2023	$1,706.00	$21,586 Land $3,181 Building $18,405	$113,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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