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1953 Fish Lake Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1953 Fish Lake Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,880 sqft · built 1999
Lot Size4.9 acres (213,444 sqft)
Owner2 Individual Names on Record
Last Sale$149,900 (Jun 2012)
Tax Bill$2,536 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN014-026-001-20

Property Details

APN / Parcel Number

Primary APN014-026-001-20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,880 sqft Living Area
1st Floor Area1,880 sqft
Basement Area1,880 sqft
Unfinished Basement1,880 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Lot Area213,444 sqft (4.9 acres)
Garage Area1,344 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1953 FISH LAKE RD
CityLAPEER
StateMI
Zip48446-8391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 26 T8N R10E BEG AT A PT ON THE E SEC LI THAT IS S00-22-26W 331.95 FT FROM THE NE COR; TH CONT ALONG E SEC LI S00-22-26W
Legal Range10E
Legal Township08N
Legal Section26
JurisdictionLAPEER MI
Township / Civil DivisionMAYFIELD
Census Block Group3
Census Block3019
Census Tract333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1953 FISH LAKE RD, LAPEER, MI 48446-8391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
ELGA CREDIT UNION
Aug 14, 2018Quit Claim Deed, Transfer · Conventional Mortgage
ELGA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Prior SaleDec 2, 2010 · Amount on Record
Deed Book / Page2571 / 915
Last Transfer DateJul 26, 2018
Transfer Doc0029780469
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Recording DateJun 16, 2026
Property Address1953 FISH LAKE RD, LAPEER, MI 48446-8391
Document Number3525000962
Book / Page3525 / 962
Instrument DateJun 9, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1953 FISH LAKE RD, LAPEER, MI 48446-8391
InvestorPossibly a Property Investor

Mortgage

Document Number3525000962,
DateJun 16, 2026
Book Page3525/962
Lender
NameELGA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 15, 2041
Interest
Rate TypeFixed Rate
Rate5.71%
Initial TypeFixed Rate
Max Rate-1%

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAPEER MI
Recording DateAug 14, 2018
Property Address1953 FISH LAKE RD, LAPEER, MI 48446-8391
Document Number0029780467
Book / Page002978 / 000467
Instrument DateJul 26, 2018
Transaction TypeTransfer
Record UpdatedOct 4, 2018
Title CompanyASK SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1953 FISH LAKE RD LAPEER MI 484468391, LAPEER, MI 48446-8391

Mortgage

Document Number29780469
DateAug 14, 2018
Book Page002978/000469
Lender
NameELGA CU
TypeCredit Union
AddressBURTON, MI 48519
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 13, 2033

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMayfield Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,300 (+6.55%)$390,600 (+6.55%)
2025$2,536.00 (+4.32%) Homeowner's exemption$183,300 (+3.97%)$366,600 (+3.97%)
2024$2,431.00 (+10.1%)
2023$176,300$352,600
2022$2,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6
AT&T
Fixed Wireless		25 / 3
Air Advantage
Fixed Wireless		10 / 1

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