1953 Croydon Cir, Birmingham, AL 35235 Property Records

Jefferson County property record for 1953 Croydon Cir, Birmingham, AL 35235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,299 sqft · built 1972
Lot Size	0.301 acres (13,114 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,900 (Apr 1999)
Tax Bill	$868 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00-16-3-001-034.000`

Property Details

APN / Parcel Number

Primary APN	`12-00-16-3-001-034.000`
Alternative APNs	`12163001034000RR00` `235068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,299 sqft
Basement Area	1,225 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,114 sqft (0.301 acres)
Lot Dimensions	166 ft deep x 79 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	10 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	235068
Street Address	1953 CROYDON CIR
City	BIRMINGHAM
State	AL
Zip	35235-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 RIDGEMONT PARK 1ST SECTOR AMENDED MAP
Legal Range	01W
Legal Township	16S
Legal Section	16
Legal Subdivision	RIDGEMONT PK 1 S 12-16-3
Legal Lot Number	6
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1000
Census Tract	11112

Owner

Source: Jefferson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1953 CROYDON CIR, BIRMINGHAM, AL 35235-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 1999 · Amount on Record
Deed Sale	Apr 9, 1999 · Amount on Record
Deed Book / Page	9905 / 4390
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	Aug 26, 2026
Property Address	1953 CROYDON CIR, BIRMINGHAM, AL 35235-1917
Document Number	0000078896
Instrument Date	Aug 17, 2026
Instrument	202678896
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078896,
Date	Aug 26, 2026
Instrument	202678896

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 11, 2036

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1953 CROYDON CIR, BIRMINGHAM, AL 35235-1917
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1953 CROYDON CIR, BIRMINGHAM, AL 35235-1917

Mortgage

Document Number	0000018768
Date	Feb 17, 2022
Instrument	2022018768

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1953 CROYDON CIR, BIRMINGHAM, AL 35235-1917
Document Number	0000126116
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1953 CROYDON CIR BIRMINGHAM AL 352351917, BIRMINGHAM, AL 35235-1917

Mortgage

Document Number	0000126116
Date	Nov 4, 2020
Instrument	126116

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 3, 2025

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$868.00 (+14.36%) Homeowner's exemption	$18,400 (+6.48%)	$183,900 (+6.49%) Land $48,000 Building $135,900
2023		$17,280 Land $4,803 Building $12,477	$172,700 Land $48,000 Building $124,700
2022	$759.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed, T-Mobile.

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