1953 Commodore Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1953 Commodore Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,628 sqft · built 2013
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$536,000 (Jun 2023)
Tax Bill$229 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-25600-0150

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-25600-0150
Alternative APN
  • S262181920256000150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,628 sqft Living Area
Gross Area3,501 sqft
1st Floor Area2,628 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,994 sqft (0.459 acres)
Garage TypeAttached
Garage Area584 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area289 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1953 COMMODORE DR
CityNAVARRE
StateFL
Zip32566-7651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 15 BLK 256 AS DES IN OR 4405 PG 934
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/1ST AMD
Legal Block256
Legal Lot Number15
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2041
Census Tract10821

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1953 COMMODORE DR, NAVARRE, FL 32566-7651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Warranty Deed, Transfer · VA Mortgage
PENTAGON FCU
Nov 5, 2020Deed of Trust, Mortgage · VA Mortgage
TRIDENT HOME LOANS LLC
Oct 26, 2020Deed of Trust, Mortgage · VA Mortgage
TRIDENT HM LNS
Aug 30, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Nov 7, 2017Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleNov 7, 2017 · Amount on Record
Deed Document Number202326546
Deed Book / Page4405 / 934
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 14, 2023
Property Address1953 COMMODORE DR, NAVARRE, FL 32566-7651
Document Number0044050934
Book / Page4405 / 934
Map ReferenceMB B PG 155
Instrument DateJun 9, 2023
Instrument202326546
Transaction TypeTransfer
Record UpdatedJul 7, 2023
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,752.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 DOGTOWN RD SE, FORT PAYNE, AL 35967-7202

Transferred To (Grantee/Buyer)

NameVerified Name
Address1953 COMMODORE DR, NAVARRE, FL 32566-7651

Mortgage

Document Number0004405936
DateJun 14, 2023
Instrument4405/936
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1953 COMMODORE DR, NAVARRE, FL 32566-7651
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1953 COMMODORE DR, NAVARRE, FL 32566-7651

Mortgage

Document Number0040251713
DateNov 5, 2020
Book Page4025/1713
Instrument202058804
Lender
NameTRIDENT HOME LOANS LLC
TypeNon-Lending Institution
AddressPENSACOLA, FL 32501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1953 COMMODORE DR, NAVARRE, FL 32566-7651
Document Number0040221542
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3594 TOPAZ CIR NAVARRE FL 325664708, NAVARRE, FL 32566-4708

Mortgage

Document Number0040221542
DateOct 30, 2020
Book Page004022/001542
Instrument57360
Lender
NameTRIDENT HM LNS
TypeFunding / Finance Company
AddressGULF BREEZE, FL 32561
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 30, 2019
Property Address1953 COMMODORE DR, NAVARRE, FL 32566-7651
Document Number0038650815
Book / Page003865 / 000815
Instrument DateAug 10, 2019
Instrument38757
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1953 COMMODORE DR NAVARRE FL 325667651, NAVARRE, FL 32566-7651

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 7, 2017
Property Address1953 COMMODORE DR, NAVARRE, FL 32566-7651
Document Number0036761441
Book / Page3676 / 1441
Map ReferenceMB B PG155
Instrument DateNov 3, 2017
Instrument201746419
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyRELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1953 COMMODORE DR, NAVARRE, FL 32566-7651

Mortgage

Document Number0201746420
DateNov 7, 2017
Instrument201746420
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$488,477 (+11.28%) Land $75,000 Building $413,477$488,477 (+11.28%) Land $75,000 Building $413,477
2024$229.00 (-92.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$438,953 (+45.72%) Land $75,000 Building $363,953$438,953 (+3.1%) Land $75,000 Building $363,953
2023$3,255.00 (+2.65%) Homeowner's exemption$301,228 (+3%)$425,738 (+6.53%) Land $65,000 Building $360,738
2022$3,171.00 Homeowner's exemption$292,454$399,645 Land $50,000 Building $349,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ripple Broadband.

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