19527 Spring Valley Rd, Chadwick, IL 61014 Property Records

Whiteside County property record for 19527 Spring Valley Rd, Chadwick, IL 61014

Property Summary

Property Type	Single Family Home
Lot Size	1.88 acres (82,023 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Oct 2020)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0313400003`

Property Details

APN / Parcel Number

Primary APN	`0313400003`
Alternative APN	`106418`

Exterior

Lot Area	82,023 sqft (1.88 acres)

Location & Zoning

Account Number	106418
Street Address	19527 SPRING VALLEY RD
City	CHADWICK
State	IL
Zip	61014-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 12, 13, & 14 W 1/2 SE SEC 13 TWP 22 RNG 5 16101X
Legal Range	05E
Legal Township	22N
Legal Section	13
Legal Lot Number	12-13
Jurisdiction	WHITESIDE IL
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2053
Census Tract	200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19527 SPRING VALLEY RD, CHADWICK, IL 61014-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 17, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Oct 7, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	20206487
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Aug 18, 2026
Property Address	19527 SPRING VALLEY RD, CHADWICK, IL 61014-9563
Document Number	0000004473
Instrument Date	Jun 25, 2026
Instrument	20264473
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19527 SPRING VALLEY RD, CHADWICK, IL 61014-9563

Mortgage

Document Number	0000004473,
Date	Aug 18, 2026
Instrument	20264473

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Oct 1, 2050

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	19527 SPRING VALLEY RD, CHADWICK, IL 61014-9563
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005836
Date	Nov 17, 2025
Instrument	2025-05836

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Oct 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 7, 2020
Property Address	19527 SPRING VALLEY RD, CHADWICK, IL 61014-9563
Document Number	0000006487
Instrument Date	Sep 18, 2020
Instrument	6487
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19527 SPRING VALLEY RD CHADWICK IL 610149563, CHADWICK, IL 61014-9563

Mortgage

Document Number	6488
Date	Oct 7, 2020
Instrument	6488

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CHATHAM, IL 62629

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Clyde Township
Unified School District	Chadwick-Milledgeville Community Unit School District 399 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00	$37,982 Land $5,237 Building $32,745
2024			$113,946 Land $15,711 Building $98,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000

May also be available: JCWIFI.com.

Cell Coverage

5G (outdoors only) and 4G LTE

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