19526 Spring Oak Dr, Eustis, FL 32736 Property Records

Lake County property record for 19526 Spring Oak Dr, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2001
Lot Size	0.394 acres (17,197 sqft)
Owner	2 Owner Names on File
Last Sale	$299,000 (Oct 2003)
Tax Bill	$4,510 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-27-0315-000-20000`

Property Details

APN / Parcel Number

Primary APN	`08-19-27-0315-000-20000`
Alternative APN	`3737776`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	2,520 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	17,197 sqft (0.394 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	322 sqft
Porch	Open Porch
Porch Area	526 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3737776
Street Address	19526 SPRING OAK DR
City	EUSTIS
State	FL
Zip	32736-7278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUSTIS PARK PLACE ON LAKE JOANNA SUB THIRD ADDITION LOT 200 PB 37 PGS 65-66 ORB 2440 PG 773
Legal Range	27E
Legal Township	19S
Legal Section	08
Legal Subdivision	EUSTIS
Legal Tract	315
Legal Lot Number	200
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	3
Census Block	3006
Census Tract	30203

Owner

The current owner of 19526 Spring Oak Dr bought it in October 2003.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	19526 SPRING OAK DR, EUSTIS, FL 32736-7278
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2003 · Amount on File
Deed Sale	Oct 29, 2003 · Amount on File
Prior Sale	Oct 16, 2001 · Amount on File
Deed Document Number	0244000773
Deed Book / Page	02440 / 00773
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	19526 SPRING OAK DR, EUSTIS, FL 32736-7278
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19526 SPRING OAK DR, EUSTIS, FL 32736-7278

Mortgage

Document Number	0058822273
Date	Jan 25, 2022
Book Page	5882/2273
Instrument	2022011148

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,690 Land $127,600 Building $146,090	$446,855 Land $127,600 Building $319,255
2024	$4,510.00 (+4.4%)
2023	$4,320.00 (+4.85%) Homeowner's exemption	$258,240 (+5.81%)	$432,218 (+17%) Land $127,600 Building $304,618
2022	$4,120.00 Homeowner's exemption	$244,070	$369,413 Land $71,775 Building $297,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19526 Spring Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19526 Spring Oak Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20