19522 Thunder Rock Dr, Katy, TX 77449 Property Records

Harris County property record for 19522 Thunder Rock Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,689 sqft · built 1983
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$344,456 (Jun 2022)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-008-000-0046`

Property Details

APN / Parcel Number

Primary APN	`114-008-000-0046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,800 sqft (0.156 acres)
View / Lot	Neighborhood
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	105 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1140080000046
Street Address	19522 THUNDER ROCK DR
City	KATY
State	TX
Zip	77449-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 46 BLK 8 HIGHLAND CREEK VILLAGE SEC 1
Legal Subdivision	HIGHLAND CREEK VILLAGE SEC 1
Legal Block	8
Legal Lot Number	46
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2004
Census Tract	542106

Owner

19522 Thunder Rock Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19522 THUNDER ROCK DR, KATY, TX 77449-4300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Vendor's Lien, Transfer · Conventional Mortgage MEMBERS CHOICE CU
Mar 29, 2022	Warranty Deed, Transfer OSN TEXAS, OSN TEXAS LLC
Mar 1, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Mar 29, 2022
Deed Document Number	2022304525
Prior Transfer Date	Oct 22, 2015
Prior Transfer Doc	0000484598
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 10, 2022
Property Address	19522 THUNDER ROCK DR, KATY, TX 77449-4300
Document Number	0000304525
Map Reference	VOL 277 PG 115
Instrument Date	Jun 8, 2022
Instrument	2022-304525
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19522 THUNDER ROCK DR, KATY, TX 77449-4300

Mortgage

Document Number	0000304526
Date	Jun 10, 2022
Instrument	2022-304526

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 29, 2022
Property Address	19522 THUNDER ROCK DR, KATY, TX 77449-4300
Document Number	0000164231
Map Reference	VOL 277 PG 115
Instrument Date	Feb 22, 2022
Instrument	2022-164231
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OSN TEXAS, OSN TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	19522 THUNDER ROCK DR, KATY, TX 77449-4300
Document Number	0000150958
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19522 THUNDER ROCK DR KATY TX 774494300, KATY, TX 77449-4300

Mortgage

Document Number	0000150958
Date	Apr 10, 2018
Instrument	150958

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 19522 Thunder Rock Dr was $2,909 with a homeowner's exemption, up 115.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,547 (-0.61%) Land $63,183 Building $164,364	$227,547 (-0.61%) Land $63,183 Building $164,364
2025	$2,909.00 (+115.32%) Homeowner's exemption	$228,945 Land $63,183 Building $165,762	$228,945 Land $63,183 Building $165,762
2024	$1,351.00
2023		$233,574 Land $52,705 Building $180,869	$233,574 Land $52,705 Building $180,869
2022	$1,604.00
2020	$932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19522 Thunder Rock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19522 Thunder Rock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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