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19522 Rum River Ct, Katy, TX 77449 Property Records

Harris County property record for 19522 Rum River Ct, Katy, TX 77449 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,812 sqft · built 2006
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$312,716 (Jun 2024)
Tax Bill$4,455 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN126-875-002-0026

Property Details

APN / Parcel Number

Primary APN126-875-002-0026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area5,500 sqft (0.126 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1268750020026
Street Address19522 RUM RIVER CT
CityKATY
StateTX
Zip77449-4560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 26 BLK 2 PLANTATION LAKES SEC 6
Legal SubdivisionPLANTATION LAKES SEC 6
Legal Block2
Legal Lot Number26
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2004
Census Tract542105

Owner

Source: Harris County records · APN 126-875-002-0026

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19522 RUM RIVER CT, KATY, TX 77449-4560
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC
Aug 15, 2018Vendor's Lien, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2024 · Amount on Record
Deed SaleJun 25, 2024 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Document Number2024230910
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address19522 RUM RIVER CT, KATY, TX 77449-4560
Transaction TypeMortgage
Record UpdatedSep 02, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000406265
DateSep 01, 2020
Instrument2020-406265
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

August 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateAug 15, 2018
Property Address19522 RUM RIVER CT, KATY, TX 77449-4560
Document Number0000373318
Map ReferencePL 583203
Instrument DateAug 10, 2018
Instrument2018-373318
Transaction TypeTransfer
Record UpdatedSep 02, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PRESTON LN, HICKSVILLE, NY 11801-5724

Mortgage

Document Number0000373319
DateAug 15, 2018
Instrument2018-373319
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,455.00 (+149.72%) Homeowner's exemption$255,434 (+0.2%) Land $53,542 Building $201,892$255,434 (+0.2%) Land $53,542 Building $201,892
2024$1,784.00 (+1.88%)
2023$254,914 Land $53,542 Building $201,372$254,914 Land $53,542 Building $201,372
2022$1,751.00 (+30.87%)
2020$1,338.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015421052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 769 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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