19521 Utopia Ln, Estero, FL 33928 Property Records

Lee County property record for 19521 Utopia Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,385 sqft · built 2022
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$803,100 (Jun 2022)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-46-26-L3-0600E.9830`

Property Details

APN / Parcel Number

Primary APN	`24-46-26-L3-0600E.9830`
Alternative APNs	`262446L30600E9830` `10586055`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	5,385 sqft Living Area
Gross Area	6,296 sqft
1st Floor Area	2,080 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Material	Concrete
Lot Area	9,932 sqft (0.228 acres)
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Slab
Patio Area	913 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10586055
Street Address	19521 UTOPIA LN
City	ESTERO
State	FL
Zip	33928-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PLACE AT CORKSCREW PHASE 2-A BLOCK E LOT 983 AS DESC IN INST 2018000143613
Legal Range	26E
Legal Township	46S
Legal Section	24
Legal Subdivision	PLACE AT CORKSCREW
Legal Phase	2
Legal Block	E
Legal Lot Number	983
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1001
Census Tract	40138

Owner

Source: Lee County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19521 UTOPIA LN, ESTERO, FL 33928-6615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
May 22, 2026	Deed of Trust, Mortgage · Line of Credit LOAN FACTORY
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit LOAN FACTORY INC
Jun 23, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 23, 2019	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Deed Document Number	2022208507
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Jul 27, 2026
Property Address	19521 UTOPIA LN, ESTERO, FL 33928-6615
Document Number	0000198304
Instrument Date	Jul 16, 2026
Instrument	2026198304
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19521 UTOPIA LN, ESTERO, FL 33928-6615

Mortgage

Document Number	0000198304,
Date	Jul 27, 2026
Instrument	2026198304

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	May 22, 2026
Property Address	19521 UTOPIA LN, ESTERO, FL 33928-6615
Document Number	0000136878
Instrument Date	May 6, 2026
Instrument	2026136878
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19521 UTOPIA LN, ESTERO, FL 33928-6615

Mortgage

Document Number	0000136878,
Date	May 22, 2026
Instrument	2026136878

Lender

Name	LOAN FACTORY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2046

Interest

Rate	6.37%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19521 UTOPIA LN, ESTERO, FL 33928-6615
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19521 UTOPIA LN, ESTERO, FL 33928-6615

Mortgage

Document Number	0000040705
Date	Feb 17, 2026
Instrument	2026000040705

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company
Address	SAN JOSE, CA 95122

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 23, 2022
Property Address	19521 UTOPIA LN, ESTERO, FL 33928-6615
Document Number	0000208507
Map Reference	DOC 2018000143613
Instrument Date	Jun 16, 2022
Instrument	2022000208507
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2023
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,621.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19521 UTOPIA LN, ESTERO, FL 33928-6615

Mortgage

Document Number	0000208508
Date	Jun 23, 2022
Instrument	2022000208508

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEE FL
Recording Date	Jan 23, 2019
Property Address	19521 UTOPIA LN, ESTERO, FL 33928-6615
Document Number	0000015652
Instrument Date	Jan 15, 2019
Instrument	15652
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$75,757.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24311 WALDEN CENTER DR #300 BONITA SPRINGS FL 341344937, 300, BONITA SPRINGS, FL 34134-4937
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (+3.16%) Homeowner's exemption	$703,781 (+5.99%)	$912,039 (+37.35%) Land $134,045 Building $777,994
2024	$1,678.00 (+1.08%)
2023	$1,660.00 (-39.92%) Homeowner's exemption	$664,026 (+699.12%) Land $101,010 Building $563,016	$664,026 (+699.12%) Land $101,010 Building $563,016
2022	$2,763.00	$83,095 Land $83,095	$83,095 Land $83,095

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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