19521 20th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 19521 20th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,070 sqft · built 2015
Lot Size	0.101 acres (4,392 sqft)
Owner	Individual Name on File
Last Sale	$244,708 (Dec 2015)
Tax Bill	$5,438 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500473-1-290`

Property Details

APN / Parcel Number

Primary APN	`500473-1-290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,070 sqft Living Area
Gross Area	2,524 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,392 sqft (0.101 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	19521 20TH AVE E
City	SPANAWAY
State	WA
Zip	98387-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 RIDGE VIEW MEADOWS PDD L 129 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE VIEW MEADOWS PDD
Legal Tract	D
Legal Lot Number	129
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

19521 20th Ave E is owned by an individual who bought it in December 2015.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	75239 BRIDGEWATER DR, YULEE, FL 32097-0665
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Construction Mortgage CONSOLIDATED COMMUNITY CREDIT UNION
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2015 · Amount on File
Deed Sale	Dec 29, 2015 · Amount on File
Deed Document Number	2015207
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Apr 22, 2026
Property Address	19521 20TH AVE E, SPANAWAY, WA 98387-3443
Document Number	0000000481
Instrument Date	Apr 22, 2026
Instrument	2026481
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75239 BRIDGEWATER DR, YULEE, FL 32097-0665

Mortgage

Document Number	0000000481,
Date	Apr 22, 2026
Instrument	2026481

Lender

Name	CONSOLIDATED COMMUNITY CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	19521 20TH AVE E, SPANAWAY, WA 98387-3443
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004280917
Date	Apr 28, 2021
Instrument	202104280917

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 19521 20th Ave E was $5,438, up 0.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,438.00 (+0.95%)	$482,000 (+0.25%) Land $140,300 Building $341,700	$482,000 (+0.25%) Land $140,300 Building $341,700
2025	$5,387.00 (+8.5%)	$480,800 (+13.83%) Land $146,800 Building $334,000	$480,800 (+13.83%) Land $146,800 Building $334,000
2024	$4,965.00 (-6.88%)	$422,400 (-9.12%) Land $146,800 Building $275,600	$422,400 (-9.12%) Land $146,800 Building $275,600
2023	$5,332.00	$464,800 Land $139,200 Building $325,600	$464,800 Land $139,200 Building $325,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19521 20th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19521 20th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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