1952 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 1952 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,115 sqft · built 1968
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jul 2023)
Tax Bill	$4,324 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L-16-12-101-009`

Property Details

APN / Parcel Number

Primary APN	`L-16-12-101-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,115 sqft Living Area
1st Floor Area	2,115 sqft
Basement Area	1,716 sqft
Unfinished Basement	1,716 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	250 ft deep x 134 ft wide
Terrain	Rolling
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	53 sqft
Deck Area	486 sqft
Patio Area	486 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1952 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R7E, SEC 12 ORCHARD HEIGHTS NO. 2 LOT 11
Legal Range	07E
Legal Township	02N
Legal Section	12
Legal Subdivision	ORCHARD HEIGHTS NO 2
Legal Lot Number	11
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1001
Census Tract	132100

Owner

Source: Oakland County records · APN L-16-12-101-009

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1952 E COMMERCE ST, MILFORD, MI 48381-2140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jul 27, 2016 · Amount on Record
Deed Document Number	202373938
Deed Book / Page	58722 / 202
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	0000173913
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 10, 2023
Property Address	1952 E COMMERCE ST, MILFORD, MI 48381-2140
Document Number	0000073938
Book / Page	58722 / 202
Map Reference	LB 120 PG 32
Instrument Date	Jun 28, 2023
Instrument	73938
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1952 E COMMERCE ST, MILFORD, MI 48381-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 HAWK DR, WOLVERINE LAKE, MI 48390-3054

Mortgage

Document Number	0000076439
Date	Jul 14, 2023
Book Page	58737/132
Instrument	76439

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1952 E COMMERCE ST, MILFORD, MI 48381-2140
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1952 E COMMERCE ST, MILFORD, MI 48381-2140

Mortgage

Document Number	0000319473
Date	Feb 14, 2022
Book Page	57445/769
Instrument	319473

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,324.00 (-35.83%) Homeowner's exemption	$192,880 (+10.44%)	$385,760 (+10.44%)
2024	$6,738.00 (+36.09%)
2023		$174,640 (+14.83%)	$349,280 (+14.83%)
2022	$4,951.00 (+12.27%) Homeowner's exemption	$152,090	$304,180
2021	$4,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 73 locations within half a mile of this property.

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