1952 Cliff Rd, Point Roberts, WA 98281 Property Records

Whatcom County property record for 1952 Cliff Rd, Point Roberts, WA 98281

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,822 sqft · built 2000
Lot Size	0.321 acres (13,989 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Jan 2024 Transfer Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415335-184158-0000`

Property Details

APN / Parcel Number

Primary APN	`415335-184158-0000`
Alternative APNs	`160430` `92317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,822 sqft Living Area
Gross Area	3,281 sqft
1st Floor Area	1,664 sqft
Basement Area	1,158 sqft
Finished Basement	1,158 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	13,989 sqft (0.321 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	279 sqft
Deck Area	214 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	160430
Street Address	1952 CLIFF RD
City	POINT ROBERTS
State	WA
Zip	98281-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DELTA VIEW-LOT 23-EXC UNDIV 1/2 INT IN GAS-OIL-MIN RTS AS RES PRIOR TO PLAT UNDER AF 841189-EXC PTN DAF-BEG AT INTERS OF BNDRY BTWN LOTS 22-23 WI RD- TH FOL N ALG BNDRY BTWN LOTS 22-23 TO NW COR OF LOT 23-TH FOL S 75 DEG 08 30 E ALG N BNDRY OF LOT 23
Legal Range	53
Legal Township	41
Legal Section	35
Legal Subdivision	DELTA VIEW
Legal Block	2
Legal Lot Number	23
Jurisdiction	WHATCOM WA
Township / Civil Division	POINT ROBERTS
Census Block Group	2
Census Block	2009
Census Tract	11000

Owner

1952 Cliff Rd is owned and occupied by two individuals who acquired it in January 2024.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1952 CLIFF RD, POINT ROBERTS, WA 98281-9523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Intrafamily Transfer, Transfer
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2000
Deed Sale	Jan 26, 2000
Deed Document Number	2000102833
Last Transfer Date	Jan 8, 2024
Transfer Doc	0000000416
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jan 8, 2024
Property Address	1952 CLIFF RD, POINT ROBERTS, WA 98281-9523
Document Number	0000100416
Map Reference	VOL 8 PG 65
Instrument Date	Jan 8, 2024
Instrument	2024-0100416
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1952 CLIFF RD, POINT ROBERTS, WA 98281-9523
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200680
Date	Feb 4, 2021
Instrument	2021-0200680

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1952 Cliff Rd was $4,550.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00	$566,817 Land $170,310 Building $396,507	$566,817 Land $170,310 Building $396,507
2022		$498,505 Land $140,000 Building $358,505	$498,505 Land $140,000 Building $358,505
2021	$3,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1952 Cliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 units insured incl. 9 condo units
Nearby Flood Claims	19 (1982–2018)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1952 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL	25 / 3

May also be available: T-Mobile.

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