19515 Crosstrees Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19515 Crosstrees Ln, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,324 sqft · built 1998
Lot Size	1.02 acres (44,719 sqft)
Owner	Company Name on File
Last Sale	$519,000 (Jul 2022)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-485-48`

Property Details

APN / Parcel Number

Primary APN	`001-485-48`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	1,333 sqft
Upper Floors Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	44,719 sqft (1.02 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19515 CROSSTREES LN
City	CORNELIUS
State	NC
Zip	28031-5708
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 59 BLD12 U/F 467
Legal Subdivision	HARBORSIDE TWNHMS CONDO
Legal Block	C
Legal Lot Number	93
Legal Unit	59
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2007
Census Tract	6220

Owner

19515 Crosstrees Ln, a condominium, is owned by a company that bought it in July 2022.

Source: Mecklenburg County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	19034 SOUTHPORT DR, CORNELIUS, NC 28031-6478
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 14, 2022	Warranty Deed, Transfer
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Dec 28, 1999 · Amount on File
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19515 CROSSTREES LN, CORNELIUS, NC 28031-5708
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1954, HUNTERSVILLE, NC 28070-1954

Mortgage

Document Number	0000147292
Date	Oct 26, 2022
Book Page	37735/888
Instrument	2022147292

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 14, 2022
Property Address	19515 CROSSTREES LN, CORNELIUS, NC 28031-5708
Document Number	0000103613
Book / Page	37499 / 963
Map Reference	MB 9881 PG 0
Instrument Date	Jul 7, 2022
Instrument	2022103613
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Tax	$1,038.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 JOHNSTON ST, ROANOKE RAPIDS, NC 27870-2334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19034 SOUTHPORT DR, CORNELIUS, NC 28031-6478

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19515 CROSSTREES LN, CORNELIUS, NC 28031-5708
Document Number	0000061282
Book / Page	031788 / 000751
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19515 CROSSTREES LN CORNELIUS NC 280315708, CORNELIUS, NC 28031-5708

Mortgage

Document Number	0000061282
Date	May 10, 2017
Book Page	031788/000751
Instrument	61282

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19515 Crosstrees Ln was $3,553, up 1.6% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,553.00 (+1.57%)	$525,557 Building $525,557	$525,557 Building $525,557
2024	$3,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19515 Crosstrees Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19515 Crosstrees Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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