Harris County property record for 19515 Cairns Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,579 sqft · built 2002 |
| Lot Size | 0.124 acres (5,386 sqft) |
| Owner | Individual Name on File |
| Last Sale | $303,240 (Sep 2024) |
| Tax Bill | $5,579 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-063-001-0024 |
| Primary APN | 123-063-001-0024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| 1st Floor Area | 1,579 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,386 sqft (0.124 acres) |
| View / Lot | Primary |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1230630010024 |
|---|---|
| Street Address | 19515 CAIRNS DR |
| City | KATY |
| State | TX |
| Zip | 77449-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 24 BLK 1 BEAR CREEK MEADOWS SEC 1 |
| Legal Subdivision | BEAR CREEK MEADOWS SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 542106 |
19515 Cairns Dr is owned and occupied by an individual who bought it in September 2024.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19515 CAIRNS DR, KATY, TX 77449-7303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMCAP MTG |
| Dec 26, 2019 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on File |
| Deed Sale | Sep 9, 2024 · Amount on File |
| Prior Sale | Jun 17, 2024 |
| Deed Document Number | 2024330180 |
| Prior Transfer Date | Dec 11, 2002 |
| Prior Transfer Doc | 0000307533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 19515 CAIRNS DR, KATY, TX 77449-7303 |
| Document Number | 0000004518 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE HOUSTON DIV |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 19515 CAIRNS DR KATY TX 774497303, KATY, TX 77449-7303 |
| Document Number | 0000004518 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 4518 |
| Name | AMCAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 26, 2019 |
| Property Address | 19515 CAIRNS DR, KATY, TX 77449-7303 |
| Document Number | 0000569868 |
| Instrument Date | Dec 24, 2019 |
| Instrument | 569868 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19515 CAIRNS DR KATY TX 774497303, KATY, TX 77449-7303 |
The 2025 property tax bill for 19515 Cairns Dr was $5,579, up 296% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,018 (-3.96%) Land $52,653 Building $174,365 | $227,018 (-3.96%) Land $52,653 Building $174,365 | |
| 2025 | $5,579.00 (+295.95%) | $236,369 Land $52,653 Building $183,716 | $236,369 Land $52,653 Building $183,716 |
| 2024 | $1,409.00 | ||
| 2023 | $246,208 Land $52,653 Building $193,555 | $246,208 Land $52,653 Building $193,555 | |
| 2022 | $1,177.00 | ||
| 2020 | $1,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19515 Cairns Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19515 Cairns Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 239 serves 5,583 people · EPA ID TX1012392 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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