19510 Laurel Ln, Ramona, CA 92065 Property Records

San Diego County property record for 19510 Laurel Ln, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 2005
Lot Size43.9 acres (1,914,898 sqft)
OwnerCompany Name on File
Tax Bill$5,301 (2025)
Deeds & MortgagesFeb 2021 Mortgage
APN327-110-47-00

Property Details

APN / Parcel Number

Primary APN327-110-47-00
Alternative APN
  • 3271100200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area1,914,898 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number3271100200
Street Address19510 LAUREL LN
CityRAMONA
StateCA
Zip92065-7733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 8-14-1E NWQ PAR A OF D06-79319 IN SWQ OF SWQ OF SEC5&IN NWQ
Legal Range01E
Legal Township14
Legal Section08
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3008
Census Tract20801

Owner

19510 Laurel Ln is owned by a company that acquired it in February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address119 2ND ST SW, ORANGE CITY, IA 51041-1701
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 18, 2021
Transfer Doc0000149621
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 25, 2021
Property Address19510 LAUREL LN, RAMONA, CA 92065-7733
Document Number0000149621
Instrument DateFeb 18, 2021
Instrument2021-0149621
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1192ND STREET SW, ORANGE CITY, IA 51041

Mortgage

Document Number0000149622
DateFeb 25, 2021
Instrument2021-0149622
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 19510 Laurel Ln was $5,301.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$396,623 (+2%) Land $372,036 Building $24,587
2025$5,301.00$388,847 Land $364,742 Building $24,105
2023$4,901.00 (-3.3%)$373,750 Land $350,580 Building $23,170
2022$5,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 19510 Laurel Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19510 Laurel Ln is extreme, ranking above 99.4% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.4% of the US · above 95% of California
Wildfire Likelihood4% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Ln

Nearby Streets

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