1951 Watson Rd, Owings, MD 20736 Property Records

Calvert County property record for 1951 Watson Rd, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,702 sqft · built 1974
Lot Size1.14 acres (49,658 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Aug 2020)
Tax Bill$5,568 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-091542

Property Details

APN / Parcel Number

Primary APN02-091542
Alternative APNs
  • 2091542
  • 091542

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,702 sqft Total Area
Basement Area1,407 sqft
Finished Basement1,407 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area49,658 sqft (1.14 acres)
Garage TypeAttached
Garage Area810 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number091542
Street Address1951 WATSON RD
CityOWINGS
StateMD
Zip20736-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 1 SEC 1 CALVERT MANOR
Legal SubdivisionCALVERT MANOR
Legal Lot Number1
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1016
Census Tract860200

Owner

Source: Calvert County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1951 WATSON RD, OWINGS, MD 20736-9720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on File
Deed SaleAug 14, 2020 · Amount on File
Prior SaleAug 7, 2006 · Amount on File
Deed Book / Page5669 / 336
Prior Transfer DateMar 29, 1988
Prior Transfer Doc0433000691
Record UpdatedOct 29, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateAug 14, 2020
Property Address1951 WATSON RD, OWINGS, MD 20736-9720
Document Number0056690336
Book / Page005669 / 000336
Instrument DateJun 30, 2020
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyCHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$485.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1951 WATSON RD OWINGS MD 207369720, OWINGS, MD 20736-9720

Mortgage

Document Number56690344
DateAug 14, 2020
Book Page005669/000344
Lender
NameWEST TOWN BK&TR
AddressRALEIGH, NC 27615
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 13, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$508,833 (+17.72%)$535,500 (+8.07%) Land $161,100 Building $374,400
2025$5,568.00 (+24.01%)
2023$4,490.00$432,233$495,500 Land $161,100 Building $334,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2009–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Rd

Nearby Streets

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