Kanabec County property record for 1951 Spruce Ln, Mora, MN 55051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1978 |
| Lot Size | 1.46 acres (63,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,000 (Jul 2020) |
| Tax Bill | $2,332 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2020 Sale |
| APN | 02-04400-00 |
| Primary APN | 02-04400-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,192 sqft Adjusted Area |
| 1st Floor Area | 1,192 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,990 sqft (1.46 acres) |
| Lot Dimensions | 200 ft deep x 320 ft wide |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | 1084 |
|---|---|
| Street Address | 1951 SPRUCE LN |
| City | MORA |
| State | MN |
| Zip | 55051-6836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT-001 BLOCK-006 |
| Legal Range | 24 |
| Legal Township | 39 |
| Legal Section | 03 |
| Legal Subdivision | DALBEYS SUNRISE ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | KANABEC MN |
| Township / Civil Division | ARTHUR |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 480300 |
1951 Spruce Ln is owned and occupied by two individuals who bought it in July 2020.
Source: Kanabec County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1951 SPRUCE LN, MORA, MN 55051-6836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Jul 30, 2020 | Warranty Deed, Transfer NOT AVAILABLE, A 1 TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on File |
| Deed Sale | Jul 30, 2020 · Amount on File |
| Deed Document Number | 2020270768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Apr 20, 2026 |
| Property Address | 1951 SPRUCE LN, MORA, MN 55051-6836 |
| Document Number | 0000290962 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026290962 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1951 SPRUCE LN, MORA, MN 55051-6836 |
| Document Number | 0000290962, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026290962 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 17, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Jul 30, 2020 |
| Property Address | 1951 SPRUCE LN, MORA, MN 55051-6836 |
| Document Number | 0000270768 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 270768 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | NOT AVAILABLE, A 1 TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $194.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1951 SPRUCE LN, MORA, MN 55051-6836 |
The 2026 property tax bill for 1951 Spruce Ln was $2,332 with a senior citizen's exemption, up 1.9% from the year before.
Source: Kanabec County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kanabec County |
| County Subdivision | Arthur Township |
| Unified School District | Mora Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,332.00 (+1.92%) Senior Citizen's exemption | $170,200 (-8.35%) Land $34,000 Building $136,200 | $170,200 (-8.35%) Land $34,000 Building $136,200 |
| 2025 | $2,288.00 | $185,700 Land $31,000 Building $154,700 | $185,700 Land $31,000 Building $154,700 |
| 2023 | $2,058.00 | $165,000 Land $26,000 Building $139,000 | $165,000 Land $26,000 Building $139,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1951 Spruce Ln; there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1984–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1951 Spruce Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| ECE Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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