Miami-Dade County property record for 1951 Rutland St, Opa Locka, FL 33054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,049 sqft · built 1950 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (May 2026) |
| Tax Bill | $3,758 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-2122-006-0390 |
| Primary APN | 08-2122-006-0390 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,049 sqft Living Area |
| Gross Area | 1,482 sqft |
| 1st Floor Area | 1,049 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 1951 RUTLAND ST |
|---|---|
| City | OPA LOCKA |
| State | FL |
| Zip | 33054-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | MAGNOLIA GARDENS CONSOLIDATED PB 49-54 LOT 39BLK 337 LOT SIZE 50.000 X 100 COC 25908-1386 09 2007 5 |
| Legal Range | 41E |
| Legal Township | 52S |
| Legal Section | 22 |
| Legal Subdivision | MAGNOLIA GARDENS CONSOLIDATED |
| Legal Block | 337 |
| Legal Lot Number | 39 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 418 |
1951 Rutland St is owned and occupied by an individual who bought it in May 2026.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1951 RUTLAND ST, OPA LOCKA, FL 33054-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| May 29, 2018 | Warranty Deed, Transfer VEGA ANGEL (TE) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Aug 7, 2018 · Amount on File |
| Deed Document Number | 2026329197 |
| Deed Book / Page | 35301 / 4129 |
| Prior Transfer Date | Sep 7, 2007 |
| Prior Transfer Doc | 0000885676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 14, 2026 |
| Property Address | 1951 RUTLAND ST, OPA LOCKA, FL 33054-3740 |
| Document Number | 0000329197 |
| Book / Page | 35301 / 4129 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026329197 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | ELITA LAND TITLE, ELITE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239,370.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1951 RUTLAND ST, OPA LOCKA, FL 33054-3740 |
| Document Number | 0000329198, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026329198 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Aug 7, 2018 |
| Property Address | 1951 RUTLAND ST, OPA LOCKA, FL 33054-3740 |
| Document Number | 0000478048 |
| Book / Page | 31091 / 2997 |
| Map Reference | MB 49 PG 54 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 2018R0478048 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1120 99TH ST # ST201, 1120, BAY HARBOR ISLANDS, FL 33154-3814 |
| Name | Verified Name |
|---|---|
| Address | 1951 RUTLAND ST, OAKLAND, FL |
| Document Number | 0000478049 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 2018R0478049 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 29, 2018 |
| Property Address | 1951 RUTLAND ST, OPA LOCKA, FL 33054-3740 |
| Document Number | 0000313448 |
| Book / Page | 030991 / 003232 |
| Instrument Date | May 18, 2018 |
| Instrument | 313448 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | COOPERATIVE TITLE AGENCY/FL |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3220 SW 139TH AVE MIAMI FL 331756704, MIAMI, FL 33175-6704 |
| Document Number | 313449 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 030991/003234 |
| Instrument | 313449 |
| Name | VEGA ANGEL (TE) |
|---|---|
| Address | 8500 W FLAGLER ST # 204B, MIAMI, FL 33144-2044 |
| Amount | Amount on Record |
|---|
| Rate | 12% |
|---|
The 2025 property tax bill for 1951 Rutland St was $3,758, up 2.3% from the year before.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Opa-locka City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,758.00 (+2.29%) | $167,463 | $313,197 Land $155,000 Building $158,197 |
| 2024 | $3,674.00 (+6.68%) | ||
| 2023 | $3,444.00 (+4.71%) Homeowner's exemption | $158,004 (+3%) | $227,218 (+7.86%) Land $97,500 Building $129,718 |
| 2022 | $3,289.00 Homeowner's exemption | $153,402 | $210,661 Land $80,000 Building $130,661 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1951 Rutland St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Oct 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1951 Rutland St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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