1951 Emerald St, Concord, CA 94518 Property Records

Contra Costa County property record for 1951 Emerald St, Concord, CA 94518 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1966
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Sep 2004)
Tax Bill$8,932 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN147-180-032-4

Property Details

APN / Parcel Number

Primary APN147-180-032-4
Alternative APN
  • 147-180-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area8,400 sqft (0.193 acres)
Garage TypeAttached
Garage Area505 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1951 EMERALD ST
CityCONCORD
StateCA
Zip94518-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3389 13
Legal SubdivisionSUBDIVISION 3389
Legal Tract3389
Legal Lot Number13
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2003
Census Tract338101

Owner

Source: Contra Costa County records · APN 147-180-032-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1951 EMERALD ST, CONCORD, CA 94518-3206
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2004 · Amount on Record
Deed SaleSep 29, 2004 · Amount on Record
Prior SaleMar 29, 2001 · Amount on Record
Deed Document Number2004373996
Prior Transfer DateJun 10, 2003
Prior Transfer Doc0000282829
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1951 EMERALD ST, CONCORD, CA 94518-3206
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118564
DateJun 30, 2017
Instrument2017-118564
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount Recorded
Term481 Months
DueJul 01, 2057
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJul 01, 2027
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change6.37%
Index1-Year LIBOR
Max Rate10.3%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$739,312 (+2%) Land $409,467 Building $329,845
2025$8,932.00 (+4.53%) Homeowner's exemption$724,817 (+4.04%) Land $401,439 Building $323,378
2023$8,545.00 (+1.3%) Homeowner's exemption$696,673 Land $385,851 Building $310,822
2022$8,435.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133381012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2023, tidal / storm surge, Severe Storm And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
UnwiredFixed Wireless300 / 25

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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