1951 E 39th St, Lorain, OH 44055 Property Records

Lorain County property record for 1951 E 39th St, Lorain, OH 44055 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1963
Square Footage	2,245 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2026)
Tax Bill	$2,273.00 (2025)

Owner

Source: Lorain County records · APN 03-00-100-109-048

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1951 E 39TH ST, LORAIN, OH 44055-2607
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2026 · Amount on Record
Deed Sale	Jun 09, 2026 · Amount on Record
Prior Sale	Apr 15, 2013 · Amount on Record
Deed Doc Number	202698909
Prior Transfer Date	Feb 22, 2005
Prior Transfer Doc	0000009542
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 09, 2026
Property Address	1951 E 39TH ST, LORAIN, OH 44055-2607
Document Number	0000098909
Instrument Date	Jun 04, 2026
Instrument	202698909
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$72,720.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1951 E 39TH ST, LORAIN, OH 44055-2607

Mortgage

Document Number	0000098910,
Date	Jun 09, 2026
Instrument	202698910

Lender

Name	HOME FEDERAL SAVINGS AND LOANS/NILES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00 (-4.94%)	$56,600 (+0.01%) Land $5,020 Building $51,580	$161,700 (-) Land $14,340 Building $147,360
2024	$2,391.00 (+8.19%)	$56,595 (+35.23%) Land $5,019 Building $51,576	$161,700 (+35.23%) Land $14,340 Building $147,360
2023	$2,210.00 (+0.82%)	$41,850 (-) Land $5,583 Building $36,267	$119,570 (-) Land $15,950 Building $103,620
2022	$2,192.00	$41,850 Land $5,580 Building $36,270
2021			$119,570 Land $15,950 Building $103,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-00-100-109-048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,245 sqft Living Area
1st Floor	1,525 sqft 1st Floor
Basement Area	704 sqft Basement
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	127 ft x 58 ft Depth x Width
Garage Type	Basement Garage
Garage Area	400 sqft Garage
Patio Area	72 sqft Patio
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1951 E 39TH ST
City	LORAIN
State	OH
Zip	44055-2607
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKWOOD 7 58 X 127
Legal Subdivision	OAKWOOD 7
Legal Block	109
Legal Lot Number	495
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2011
Census Tract	97500