1951 Ave Joaquin, Encinitas, CA 92024 Property Records

San Diego County property record for 1951 Ave Joaquin, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1985
Square Footage2,144 sqft Living Area
Lot Size6,972 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$1,800,000 (2025)
Tax Bill$5,797.00 (2025)

Property Details

APN / Parcel Number

Primary APN255-122-30-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,144 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialTile Roof
Lot Area6,972 sqft (0.16 acres)
Depth X Width115 ft x 65 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1951 AVENIDA JOAQUIN
CityENCINITAS
StateCA
Zip92024-7108
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 37 TR 010556
Legal SubdivisionSAN DIEGO #3897-1
Legal Tract010556
Legal Block1
Legal Lot Number37
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1003
Census Tract17107

Owner

Source: San Diego County records · APN 255-122-30-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1951 AVENIDA JOAQUIN, ENCINITAS, CA 92024-7108
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 20, 2021Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Aug 07, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Prior SaleApr 29, 1987 · Amount on Record
Deed Doc Number2025199937
Prior Transfer DateNov 15, 2001
Prior Transfer Doc0000854041
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1951 AVENIDA JOAQUIN, ENCINITAS, CA 92024-7108
Transaction TypeMortgage
Record UpdatedJan 06, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1951 AVENIDA JOAQUIN, ENCINITAS, CA 92024-7108

Mortgage

Document Number0000363900
DateDec 26, 2025
Instrument2025-0363900
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJan 01, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.6%
Index1-Year CMT
Max Rate10.6%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1951 AVENIDA JOAQUIN, ENCINITAS, CA 92024-7108
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1951 AVENIDA JOAQUIN, ENCINITAS, CA 92024-7108

Mortgage

Document Number0000514528
DateJul 20, 2021
Instrument2021-0514528
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 31, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1951 AVENIDA JOAQUIN, ENCINITAS, CA 92024-7108
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1951 AVENIDA JOAQUIN, ENCINITAS, CA 92024-7108

Mortgage

Document Number0000514527
DateJul 20, 2021
Instrument2021-0514527
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1951 AVENIDA JOAQUIN, ENCINITAS, CA 92024-7108
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000355787
DateAug 07, 2017
Instrument2017-0355787
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateSep 01, 2024
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,800,000 (+274.6%) Land $1,500,000 Building $300,000
2025$5,797.00 (+7.87%) Homeowner's exemption$480,508 (+4.04%) Land $125,562 Building $354,946
2023$5,374.00 (+2.69%) Homeowner's exemption$461,851 Land $120,687 Building $341,164
2022$5,233.00

Flood & Wildfire

1951 Ave Joaquin is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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