1951 Ashland St, Ashland, OR 97520 Property Records

Jackson County property record for 1951 Ashland St, Ashland, OR 97520

Property Summary

Property Type	Commercial
Details	2,880 sqft · built 1955
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$349,000 (Jun 2016)
Tax Bill	$5,947 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E10DD200`

Property Details

APN / Parcel Number

Primary APN	`391E10DD200`
Alternative APNs	`391E10DD00200` `10079231`

Interior

Building Area	2,880 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1951 ASHLAND ST
City	ASHLAND
State	OR
Zip	97520-2366
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	E-1
Legal Range	01E
Legal Township	39S
Legal Section	10
Legal Quarter	4
Legal Subdivision	PARTITION PLAT P-76-1997
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1016
Census Tract	1801

Owner

1951 Ashland St, a commercial property, is owned by a company that bought it in June 2016.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	446 TERRACE ST, ASHLAND, OR 97520-3004
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Sep 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE LUC BANEMAN TRUST
Apr 22, 2021	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Sep 28, 2010
Deed Document Number	201621060
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Jul 7, 2026
Property Address	1951 ASHLAND ST, ASHLAND, OR 97520-2366
Document Number	0000014702
Instrument Date	Jul 7, 2026
Instrument	202614702
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 SE 6TH ST, GRANTS PASS, OR 97526-2960
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014702,
Date	Jul 7, 2026
Instrument	202614702

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1951 ASHLAND ST, ASHLAND, OR 97520-2366
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028287
Date	Sep 19, 2022
Instrument	2022-028287

Lender

Name	THE LUC BANEMAN TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 22, 2021
Property Address	1951 ASHLAND ST, ASHLAND, OR 97520-2366
Document Number	0000018078
Instrument Date	Apr 22, 2021
Instrument	2021-018078
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 TERRACE ST, ASHLAND, OR 97520-3004

Tax Assessment & Valuation

The 2025 property tax bill for 1951 Ashland St was $5,947, up 2.7% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,810 (+3%)	$554,350 (+16%) Land $317,810 Building $236,540
2025	$5,947.00 (+2.66%)	$375,550 (+3%) Land $172,310 Building $203,240	$477,880 (+5.09%) Land $273,970 Building $203,910
2024	$5,793.00 (+2.86%)	$364,620 (+3%) Land $167,300 Building $197,320	$454,750 (-3%) Land $280,470 Building $174,280
2023	$5,632.00 (+3.3%)	$354,000 (+3%) Land $162,430 Building $191,570	$468,810 (+5%) Land $289,140 Building $179,670
2022	$5,452.00	$343,690 Land $157,700 Building $185,990	$446,480 Land $275,370 Building $171,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1951 Ashland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1951 Ashland St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications, T-Mobile.

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