19507 Schooner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19507 Schooner Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,615 sqft · built 1977
Lot Size0.567 acres (24,739 sqft)
OwnerIndividual Name on File
Last Sale$745,000 (Apr 2007)
Tax Bill$8,737 (2023)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN001-401-04

Property Details

APN / Parcel Number

Primary APN001-401-04

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,615 sqft Heated Area
Gross Area2,136 sqft
1st Floor Area1,615 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area24,739 sqft (0.567 acres)
Garage Area505 sqft
PorchPorch
Porch Area16 sqft
Deck Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-401-04
Street Address19507 SCHOONER DR
CityCORNELIUS
StateNC
Zip28031-5856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL6 BA M18-154
Legal SubdivisionROCKRIDGE SHORES
Legal BlockA
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

19507 Schooner Dr is owned and occupied by an individual who bought it in April 2007.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address19507 SCHOONER DR, CORNELIUS, NC 28031-5856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2007 · Amount on File
Deed SaleApr 27, 2007 · Amount on File
Prior SaleJun 23, 2004 · Amount on File
Deed Document Number0022134537
Deed Book / Page22134 / 537
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19507 SCHOONER DR, CORNELIUS, NC 28031-5856
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINVESTORS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143367
DateSep 8, 2020
Book Page35023/752
Instrument2020143367
Lender
NameRAYMOND JAMES BANK NA
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateOct 1, 2030
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change5.12%
Index1-Year CMT
Max Rate8.12%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 19507 Schooner Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19507 Schooner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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