19506 N Division Rd, Colbert, WA 99005 Property Records

Spokane County property record for 19506 N Division Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,455 sqft · built 1995
Lot Size	4.66 acres (203,425 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,107 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37173.9122`

Property Details

APN / Parcel Number

Primary APN	`37173.9122`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,455 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	2,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	203,425 sqft
Garage Type	Attached
Garage Area	625 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	371739122
Street Address	19506 N DIVISION RD
City	COLBERT
State	WA
Zip	99005-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	17-27-43 SW1/4 OF NW1/4 OF SW1/4, EXC N260FT OF SW1/4 OF NW1/4 OF SW1/4 & THE S250FT OF N510FT OF E230FT OF SW1/4 OF NW1/4 OF SW1/4, AND EXC RD.
Legal Range	43
Legal Township	27
Legal Section	17
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3022
Census Tract	10305

Owner

19506 N Division Rd is owned and occupied by two individuals who acquired it in October 1999.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19506 N DIVISION RD, COLBERT, WA 99005-6006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Jan 5, 2021	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1999
Deed Sale	Oct 29, 1999
Prior Sale	Jan 20, 1999
Deed Document Number	19994426662
Prior Transfer Date	Mar 20, 1998
Prior Transfer Doc	0004204181
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	19506 N DIVISION RD, COLBERT, WA 99005-6006
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19506 N DIVISION RD, COLBERT, WA 99005-6006

Mortgage

Document Number	0007248071
Date	Oct 20, 2022
Instrument	7248071

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	19506 N DIVISION RD, COLBERT, WA 99005-6006
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007017359
Date	Jan 5, 2021
Instrument	7017359

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Oct 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	19506 N DIVISION RD, COLBERT, WA 99005-6006
Document Number	0006701717
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19506 N DIVISION RD COLBERT WA 990056006, COLBERT, WA 99005-6006

Mortgage

Document Number	0006701717
Date	Apr 24, 2018
Instrument	6701717

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210-1954

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 23, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 19506 N Division Rd was $8,107, up 4.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,107.00 (+4.63%)	$806,090 (-0.04%) Land $188,390 Building $617,700	$806,090 (-0.04%) Land $188,390 Building $617,700
2025	$7,748.00 (+14.36%)	$806,390 (-0.97%) Land $188,390 Building $618,000	$806,390 (-0.97%) Land $188,390 Building $618,000
2024	$6,775.00 (-8.21%)	$814,280 (+23.97%) Land $159,380 Building $654,900	$814,280 (+23.97%) Land $159,380 Building $654,900
2023	$7,381.00 (+2.93%)	$656,840 Land $139,040 Building $517,800	$656,840 Land $139,040 Building $517,800
2022	$7,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19506 N Division Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19506 N Division Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 10
Ziply Fiber Fixed Wireless	25 / 5

May also be available: KnightCom, Xfinity.

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