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19504 Topgallant Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19504 Topgallant Dr, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,444 sqft · built 1998
Lot Size1.02 acres (44,736 sqft)
OwnerIndividual Name on File
Last Sale$241,000 (Sep 2018)
Tax Bill$3,268 (2023)
Deeds & MortgagesMay 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-485-37

Property Details

APN / Parcel Number

Primary APN001-485-37

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,444 sqft Heated Area
Gross Area1,790 sqft
1st Floor Area676 sqft
Upper Floors Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area44,736 sqft (1.02 acres)
Garage Area261 sqft
PorchPorch
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-485-37
Street Address19504 TOPGALLANT DR
CityCORNELIUS
StateNC
Zip28031-6747
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeNR
Legal DescriptionUNIT 56 BLD11 U/F 467
Legal SubdivisionTOWNHOMES/HARBORSIDECONDO
Legal Unit56
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2007
Census Tract6220

Owner

19504 Topgallant Dr, a condominium, is owned and occupied by an individual who bought it in September 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address19504 TOPGALLANT DR # 56, 56, CORNELIUS, NC 28031-6747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Sep 11, 2018Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2018 · Amount on File
Deed SaleSep 11, 2018 · Amount on File
Prior SaleAug 29, 2014 · Amount on File
Deed Document Number0032968650
Deed Book / Page32968 / 650
Record UpdatedJun 7, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19504 TOPGALLANT DR, CORNELIUS, NC 28031-6747
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069784
DateMay 15, 2020
Book Page34579/388
Instrument2020069784
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 11, 2018
Property Address19504 TOPGALLANT DR, CORNELIUS, NC 28031-6747
Document Number0000115334
Book / Page32968 / 650
Map ReferenceMB9881 PG1
Instrument DateSep 10, 2018
Instrument2018115334
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$482.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 COBURN CT 19504 TOPGZLLANT DR, 4600, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

NameVerified Name
Address19504 TOPGALLANT DR, CORNELIUS, NC 28031-6747

Mortgage

Document Number0000115335
DateSep 11, 2018
Instrument2018115335
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 19504 Topgallant Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19504 Topgallant Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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