19503 S Duncan Rd, Spangle, WA 99031 Property Records

Spokane County property record for 19503 S Duncan Rd, Spangle, WA 99031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,428 sqft · built 1979
Lot Size	5.03 acres (219,370 sqft)
Owner	2 Individual Names on File
Last Sale	$668,954 (Sep 2021)
Tax Bill	$4,943 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33212.0404`

Property Details

APN / Parcel Number

Primary APN	`33212.0404`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,428 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	1,400 sqft
2nd Floor Area	728 sqft
Upper Floors Area	520 sqft
Basement Area	1,400 sqft
Finished Basement	1,300 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,370 sqft
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	156 sqft
Patio Area	208 sqft
Canopy	376 sqft
Lean-To	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	19503 S DUNCAN RD
City	SPANGLE
State	WA
Zip	99031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	SOUTHERN PINES ESTATES NO 1 L4 B4
Legal Range	43E
Legal Township	23N
Legal Section	21
Legal Subdivision	SOUTHERN PINES ESTATES
Legal Block	4
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	AMBER-CHENEY SOUTH
Census Block Group	1
Census Block	1080
Census Tract	14200

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19607 S DUNCAN RD, SPANGLE, WA 99031-9534
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit HORIZON CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	20217125037
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	19503 S DUNCAN RD, SPANGLE, WA 99031
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007016066
Date	Dec 31, 2020
Instrument	7016066

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 13, 2021
Property Address	19503 S DUNCAN RD, SPANGLE, WA 99031
Document Number	0007125037
Map Reference	VOL 11 PG 98
Instrument Date	Sep 10, 2021
Instrument	7125037
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19607 S DUNCAN RD, SPANGLE, WA 99031-9534

Mortgage

Document Number	0007125038
Date	Sep 13, 2021
Instrument	7125038

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	19503 S DUNCAN RD, SPANGLE, WA 99031
Document Number	0006641715
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19607 S DUNCAN RD SPANGLE WA 990319534, SPANGLE, WA 99031-9534

Mortgage

Document Number	0006641715
Date	Sep 21, 2017
Instrument	6641715

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Liberty School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,943.00 (-1.38%)	$588,980 (+4.48%) Land $140,480 Building $448,500	$588,980 (+4.48%) Land $140,480 Building $448,500
2025	$5,012.00 (+8.86%)
2024		$563,700 (+93.25%) Land $92,300 Building $471,400	$563,700 (+93.25%) Land $92,300 Building $471,400
2023	$4,604.00 (+53.11%)	$291,700 Land $71,000 Building $220,700	$291,700 Land $71,000 Building $220,700
2022	$3,007.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 47% of Washington
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northwest Fiber Fixed Wireless	25 / 5
T-Mobile USA Fixed Wireless	25 / 3

May also be available: Hughes Computer Services, Wired or Wireless.

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