19500 E 11th Ter N, Independence, MO 64056 Property Records

Jackson County property record for 19500 E 11th Ter N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,020 sqft · built 1998
Lot Size	0.231 acres (10,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,055 (Jun 2024)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-510-16-35`

Property Details

APN / Parcel Number

Primary APN	`16-510-16-35`
Alternative APNs	`16-510-16-35-00-0-00-000` `16510163500000001` `737926`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	868 sqft
Basement Area	842 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Frame
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,043 sqft (0.231 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737926
Street Address	19500 E 11TH TER N
City	INDEPENDENCE
State	MO
Zip	64056-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENCY HEIGHTS 4TH PLAT LOT 94
Legal Subdivision	REGENCY HEIGHTS 4TH PLAT
Legal Block	4
Legal Lot Number	94
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4005
Census Tract	17700

Owner

Source: Jackson County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage CENTRAL TRUST BANK
Oct 26, 2022	Warranty Deed, Transfer SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY
May 29, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Oct 26, 2022
Deed Document Number	202436401
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724

Mortgage

Document Number	00E0011949
Date	Feb 18, 2026
Instrument	2026E0011949

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Dec 1, 2054

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724

Mortgage

Document Number	00E0011949
Date	Feb 18, 2026
Instrument	2026E0011949

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Dec 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19304 E 8TH STREET CT N, INDEPENDENCE, MO 64056-2120

Mortgage

Document Number	00E0098075
Date	Oct 27, 2022
Instrument	2022E0098075

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 26, 2022
Property Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724
Document Number	00E0097766
Instrument Date	Oct 20, 2022
Instrument	2022E0097766
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19500 E 11TH TER N, INDEPENDENCE, MO 64056-2724
Document Number	0000E43619
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19500 E 11TH TER N INDEPENDENCE MO 640562724, INDEPENDENCE, MO 64056-2724

Mortgage

Document Number	0000E43619
Date	Jun 11, 2019
Instrument	43619E

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2034

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,997 (-) Land $6,511 Building $42,486	$257,880 (-)
2025	$3,997.00 (-17.64%)	$48,997 (-19.84%) Land $6,511 Building $42,486	$257,880 (-19.84%)
2024	$4,853.00 (+0.48%)
2023	$4,830.00	$61,123 Land $7,448 Building $53,675	$321,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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