1950 Stewart Way, Encinitas, CA 92024 Property Records

San Diego County property record for 1950 Stewart Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,683 sqft · built 2013
Lot Size	0.23 acres (10,034 sqft)
Owner	Company Name on File
Last Sale	$1,975,000 (Feb 2018)
Tax Bill	$25,550 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`216-410-30-00`

Property Details

APN / Parcel Number

Primary APN	`216-410-30-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,683 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	10,034 sqft (0.23 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1950 STEWART WAY
City	ENCINITAS
State	CA
Zip	92024-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 6 TR 015091
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	015091
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	17701

Owner

1950 Stewart Way is owned by a company that acquired it in April 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jul 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 12, 2020	Quit Claim Deed, Transfer BANK OF AMERICA
Feb 12, 2018	Grant Deed, Transfer BANK OF AMERICA
Oct 27, 2017	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR
Oct 27, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	201855519
Last Transfer Date	Apr 29, 2020
Transfer Doc	0000384525
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168

Mortgage

Document Number	0000138946
Date	Mar 29, 2022
Instrument	2022-0138946

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168

Mortgage

Document Number	0000267474
Date	Apr 6, 2021
Instrument	2021-0267474

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2020
Property Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168
Document Number	0000384525
Instrument Date	Apr 29, 2020
Instrument	384525
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1950 STEWART WAY ENCINITAS CA 920241168, ENCINITAS, CA 92024-1168

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 12, 2020
Property Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168
Document Number	0000129978
Instrument Date	Feb 22, 2020
Instrument	129978
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1950 STEWART WAY ENCINITAS CA 920241168, ENCINITAS, CA 92024-1168

Mortgage

Document Number	129979
Date	Mar 12, 2020
Instrument	129979

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 12, 2018
Property Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168
Document Number	0000055519
Instrument Date	Jan 19, 2018
Instrument	55519
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,172.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 STEWART WAY ENCINITAS CA 920241168, ENCINITAS, CA 92024-1168

Mortgage

Document Number	55520
Date	Feb 12, 2018
Instrument	55520

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2017
Property Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168
Document Number	0000501116
Instrument Date	Oct 23, 2017
Instrument	501116
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Tax	$2,090.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1950 STEWART WAY ENCINITAS CA 920241168, ENCINITAS, CA 92024-1168

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2017
Property Address	1950 STEWART WAY, ENCINITAS, CA 92024-1168
Document Number	0000501115
Instrument Date	Jul 26, 2017
Instrument	501115
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14038 LAKE POWAY RD POWAY CA 920641421, POWAY, CA 92064-1421

Tax Assessment & Valuation

The 2025 property tax bill for 1950 Stewart Way was $25,550 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,292,151 (+2%) Land $1,456,533 Building $835,618
2025	$25,550.00 Homeowner's exemption	$2,247,208 Land $1,427,974 Building $819,234
2023	$24,036.00 (+2.09%) Homeowner's exemption	$2,159,948 Land $1,372,525 Building $787,423
2022	$23,543.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1950 Stewart Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1950 Stewart Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ting.

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