Osceola County property record for 1950 Remembrance Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,199 sqft · built 2014 |
| Lot Size | 0.132 acres (5,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,200 (Apr 2020) |
| Tax Bill | $5,124 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0082-0001-5260 |
| Primary APN | 09-26-30-0082-0001-5260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,199 sqft Living Area |
| Gross Area | 2,655 sqft |
| 1st Floor Area | 1,052 sqft |
| Upper Floors Area | 1,147 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,749 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 56 sqft |
| Patio Area | 32 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1950 REMEMBRANCE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 526 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK PH 3B |
| Legal Phase | 3B |
| Legal Tract | 82 |
| Legal Block | 5260 |
| Legal Lot Number | 526 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0082-0001-5260
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1950 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 24, 2018 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2020 · Amount on Record |
| Deed Sale | Apr 02, 2020 · Amount on Record |
| Prior Sale | Aug 20, 2014 · Amount on Record |
| Deed Document Number | 202045920 |
| Deed Book / Page | 5702 / 1252 |
| Prior Transfer Date | Feb 21, 2020 |
| Prior Transfer Doc | 0057021252 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 02, 2020 |
| Property Address | 1950 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1823 |
| Document Number | 0057021252 |
| Book / Page | 5702 / 1252 |
| Map Reference | MB 20 PG 90-93 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020045920 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Tax | $463.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1950 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1823 |
| Document Number | 0057021255 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 5702/1255 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1950 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1823 |
| Document Number | 0053762881 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1950 REMEMBRANCE AVE ST CLOUD FL 347691823, ST CLOUD, FL 34769-1823 |
| Document Number | 0053762881 |
|---|---|
| Date | Aug 01, 2018 |
| Book Page | 005376/002881 |
| Instrument | 116893 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, VT 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,124.00 (+0.85%) Homeowner's exemption | $205,807 (+5.99%) | $322,600 (+0.72%) Land $70,000 Building $252,600 |
| 2024 | $5,081.00 (+3.99%) | ||
| 2023 | $4,886.00 (+3.34%) Homeowner's exemption | $194,182 (+3%) | $320,300 (+18.15%) Land $60,000 Building $260,300 |
| 2022 | $4,728.00 Homeowner's exemption | $188,527 | $271,100 Land $55,000 Building $216,100 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 469 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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